Lorain County property record for 40775 Carlisle Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,225 sqft · built 1938 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,500 (Feb 2020) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-008-114-021 |
| Primary APN | 10-00-008-114-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 265 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 136 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 144 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 40775 CARLISLE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARLISLE HOMES 45 X 135.80 |
| Legal Subdivision | CARLISLE HOMES ALLOTMENT |
| Legal Block | 114 |
| Legal Lot Number | 65 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 71500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40775 CARLISLE AVE, ELYRIA, OH 44035-7929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Feb 27, 2020 | Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Prior Sale | Aug 7, 2013 · Amount on Record |
| Deed Document Number | 2020000990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 40775 CARLISLE AVE, ELYRIA, OH 44035-7929 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 40775 CARLISLE AVE, ELYRIA, OH 44035-7929 |
| Document Number | 0000918360 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023-0918360 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 23, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 27, 2020 |
| Property Address | 40775 CARLISLE AVE, ELYRIA, OH 44035-7929 |
| Document Number | 0000750927 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 750927 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS/OH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40775 CARLISLE AVE ELYRIA OH 440357929, ELYRIA, OH 44035-7929 |
| Document Number | 750928 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 750928 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15238 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,982.00 | $44,940 (+0.01%) Land $4,540 Building $40,400 | $128,390 (-) Land $12,960 Building $115,430 |
| 2024 | $1,982.00 (+23.8%) | $44,937 (+40.98%) Land $4,536 Building $40,401 | $128,390 (+40.98%) Land $12,960 Building $115,430 |
| 2023 | $1,601.00 (+0.31%) | $31,875 (+0.02%) Land $2,321 Building $29,554 | $91,070 (-) Land $6,630 Building $84,440 |
| 2022 | $1,596.00 | $31,870 Land $2,320 Building $29,550 | |
| 2021 | $91,070 Land $6,630 Building $84,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 29 (1985–2021) |
| Claims Outside the SFHA | 13 of 29 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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