Genesee County property record for 4078 E Lake Rd, Clio, MI 48420 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,704 sqft · built 1970 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,500 (Nov 2025) |
| Tax Bill | $675 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-10-100-003 |
| Primary APN | 17-10-100-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 528 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4078 E LAKE RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 100 FT OF W 894.73 FT OF N 200 FT OF NW 1/4 SEC 10 T9N R7E .46 A |
| Legal Range | 07E |
| Legal Township | 09N |
| Legal Section | 10 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | THETFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12501 |
Source: Genesee County records · APN 17-10-100-003
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU |
| Nov 25, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 02, 2020 | Deed of Trust, Mortgage · Line of Credit DORT FCU |
| Jul 21, 2020 | Deed of Trust, Mortgage · Line of Credit DORT FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Deed Document Number | 2025112524268 |
| Prior Transfer Date | May 22, 2014 |
| Prior Transfer Doc | 0000051416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Document Number | 0000025677 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 202404160025677 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 25, 2025 |
| Property Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Document Number | 0000024268 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202511250024268 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,608.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Name | Verified Name |
|---|---|
| Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Document Number | 0000024431 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 202511250024431 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000177 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 202001020000177 |
| Name | DORT FCU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4078 E LAKE RD, CLIO, MI 48420-9121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048598 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 202007210048598 |
| Name | DORT FCU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Thetford Township |
| Unified School District | Clio Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $675.00 (-64.83%) Homeowner's exemption | $96,900 (+5.33%) | $193,800 (+5.33%) |
| 2024 | $1,919.00 (+11.44%) | ||
| 2023 | $92,000 | $184,000 | |
| 2022 | $1,722.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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