4045 E Lake Rd, Clio, MI 48420 Property Records

Genesee County property record for 4045 E Lake Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft · built 1964
Lot Size	1 acres (43,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Sep 2025)
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-300-018`

Property Details

APN / Parcel Number

Primary APN	`17-03-300-018`

Interior

Full Baths	1 Bath
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	43,647 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4045 E LAKE RD
City	CLIO
State	MI
Zip	48420-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	A PARCEL OF LAND BEG 425 FT E OF SW COR OF SEC TH N 291 FT TH E 150 FT TH S 291 FT TH W 150 FT TO POB SEC 3 T9N R7E 1 A (00)
Legal Range	07E
Legal Township	09N
Legal Section	03
Jurisdiction	GENESEE MI
Township / Civil Division	THETFORD
Census Block Group	1
Census Block	1006
Census Tract	12501

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4045 E LAKE RD, CLIO, MI 48420-9121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE
Feb 15, 2022	Deed of Trust, Mortgage · USDA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Mar 8, 2022	Warranty Deed, Transfer NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO
Sep 20, 2021	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	202511212
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	0000074936
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 11, 2025
Property Address	4045 E LAKE RD, CLIO, MI 48420-9121
Document Number	0000011212
Instrument Date	Aug 28, 2025
Instrument	202509110011212
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4045 E LAKE RD, CLIO, MI 48420-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 E LAKE RD, CLIO, MI 48420-9121

Mortgage

Document Number	0000009603
Date	Sep 11, 2025
Instrument	202509040009603

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4045 E LAKE RD, CLIO, MI 48420-9121
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 E LAKE RD, CLIO, MI 48420-9121

Mortgage

Document Number	0000008203
Date	Feb 15, 2022
Instrument	202202150008203

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 8, 2022
Property Address	4045 E LAKE RD, CLIO, MI 48420-9121
Document Number	0000011644
Instrument Date	Feb 10, 2022
Instrument	202203080011644
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4381 DAVISON RD, 4381, BURTON, MI 48509-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10143 RIDGE RUN ST, HOWELL, MI 48855-6324

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 20, 2021
Property Address	4045 E LAKE RD, CLIO, MI 48420-9121
Document Number	202109200075401
Instrument Date	Aug 24, 2021
Instrument	202109200075401
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$928.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4045 E LAKE ROAD, 4045, CLIO, IA 50052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4381 DAVISON RD, BURTON, MI 48509-1452

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Thetford Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,900 (+3.22%) Land $8,800 Building $84,100	$185,800 (+3.22%) Land $17,600 Building $168,200
2025	$2,919.00 (+0.79%) Homeowner's exemption	$90,000 (+6.38%)	$180,000 (+6.38%)
2024	$2,896.00 (+29%)
2023		$84,600	$169,200
2022	$2,245.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

4045 E Lake Rd, Clio, MI 48420 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on E Lake Rd

Nearby Streets

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