4076 Santa Barbara Dr, Sebring, FL 33875 Property Records

Highlands County property record for 4076 Santa Barbara Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 2018
Lot Size	0.229 acres (9,999 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Jun 2018)
Tax Bill	$2,074 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Aug 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C015806000200200`

Property Details

APN / Parcel Number

Primary APN	`C015806000200200`
Alternative APN	`C-01-35-28-060-0020-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,918 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,999 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	493 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015806000200200
Street Address	4076 SANTA BARBARA DR
City	SEBRING
State	FL
Zip	33875-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HARDER HALL CTRY CLUB II PB 13 - PG 46 LOT 20 BLK 2
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	HARDER HALL COUNTRY CLUB 2
Legal Block	2
Legal Lot Number	20
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1033
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4076 SANTA BARBARA DR, SEBRING, FL 33875-1360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK
Aug 29, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HARBOR CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Dec 22, 2015 · Amount on Record
Deed Document Number	1899942
Deed Book / Page	2640 / 0914
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 12, 2018
Property Address	4076 SANTA BARBARA DR, SEBRING, FL 33875-1360
Document Number	0001899942
Book / Page	2640 / 0914
Map Reference	MB13 PG46
Instrument Date	Jun 1, 2018
Instrument	1899942
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEARTLAND TITLE INSURANCE AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 SANTA BARBARA DR, SEBRING, FL 33875-1360

Mortgage

Document Number	0001899943
Date	Jun 12, 2018
Instrument	1899943

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 29, 2017
Property Address	4076 SANTA BARBARA DR, SEBRING, FL 33875-1360
Book / Page	002596 / 001992
Instrument Date	Aug 28, 2017
Instrument	1864457
Transaction Type	Construction Loan
Record Updated	Aug 24, 2018
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2715 CHEYENNE RD SEBRING FL 338754739, SEBRING, FL 33875-4739

Mortgage

Document Number	0001864457
Date	Aug 29, 2017
Book Page	002596/001992
Instrument	1864457

Lender

Name	HARBOR CMNTY BK
Type	Bank
Address	FORT PIERCE, FL 34950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,561 (+5.99%)	$255,476 (-0.72%) Land $30,000 Building $225,476
2024	$2,074.00 (+2.47%)
2023	$2,024.00 (+3.58%) Homeowner's exemption	$163,757 (+4.68%)	$257,324 (+18.98%) Land $24,000 Building $233,324
2022	$1,954.00 Homeowner's exemption	$156,439	$216,278 Land $24,000 Building $192,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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