4074 Santa Barbara Dr, Sebring, FL 33875 Property Records

Highlands County property record for 4074 Santa Barbara Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 2017
Lot Size	0.229 acres (9,999 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2022)
Tax Bill	$3,857 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C015806000200190`

Property Details

APN / Parcel Number

Primary APN	`C015806000200190`
Alternative APN	`C-01-35-28-060-0020-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,918 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,999 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015806000200190
Street Address	4074 SANTA BARBARA DR
City	SEBRING
State	FL
Zip	33875-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HARDER HALL CTRY CLUB II PB 13 PG 46 LOT 19 BLK 2
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	HARDER HALL COUNTRY CLUB 2
Legal Block	2
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1033
Census Tract	961301

Owner

4074 Santa Barbara Dr is owned and occupied by an individual who bought it in September 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4074 SANTA BARBARA DR, SEBRING, FL 33875-1360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2017	Warranty Deed, Transfer · VA Mortgage MIDFLORIDA CU
Jan 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HARBOR CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	2116259
Deed Book / Page	2932 / 1203
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 22, 2022
Property Address	4074 SANTA BARBARA DR, SEBRING, FL 33875-1360
Document Number	0002116259
Book / Page	2932 / 1203
Map Reference	MB 13 PG 46
Instrument Date	Sep 20, 2022
Instrument	2116259
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4074 SANTA BARBARA DR, 4074, SEBRING, FL 33875-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4074 SANTA BARBARA DR, SEBRING, FL 33875-1360

Mortgage

Document Number	0029321205
Date	Sep 22, 2022
Instrument	2932/1205

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4074 SANTA BARBARA DR, SEBRING, FL 33875-1360
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001939781
Date	May 9, 2019
Book Page	2691/1708
Instrument	1939781

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Nov 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 5, 2017
Property Address	4074 SANTA BARBARA DR, SEBRING, FL 33875-1360
Document Number	0001865038
Book / Page	002597 / 001735
Instrument Date	Aug 25, 2017
Instrument	1865038
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 ELF DR SEBRING FL 33875, SEBRING, FL 33875

Mortgage

Document Number	1865039
Date	Sep 5, 2017
Book Page	002597/001737
Instrument	1865039

Lender

Name	MIDFLORIDA CU
Address	LAKE LAND, FL 33801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 11, 2017
Property Address	4074 SANTA BARBARA DR, SEBRING, FL 33875-1360
Book / Page	00256 / 000337
Instrument Date	Jan 6, 2017
Instrument	1838488
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2715 CHEYENNE RD SEBRING FL 338754739, SEBRING, FL 33875-4739

Mortgage

Document Number	0001838488
Date	Jan 11, 2017
Book Page	002561/000337
Instrument	1838488

Lender

Name	HARBOR CMNTY BK
Type	Bank
Address	FORT PIERCE, FL 34950

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,697 Land $30,000 Building $240,697	$270,697 Land $30,000 Building $240,697
2024	$3,857.00 (-4.51%)
2023	$4,039.00 (+1,094.97%)	$273,236 (+65.36%) Land $24,000 Building $249,236	$273,236 (+17.92%) Land $24,000 Building $249,236
2022	$338.00 Disabled Person's exemption Veteran's exemption	$165,234	$231,715 Land $24,000 Building $207,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4074 Santa Barbara Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4074 Santa Barbara Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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