Franklin County property record for 4076 Hwy 98 E, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1995 |
| Lot Size | 1.34 acres (58,458 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,587 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 30-06S-02W-0000-0010-0080 |
| Primary APN | 30-06S-02W-0000-0010-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| Gross Area | 2,232 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,458 sqft (1.34 acres) |
| Lot Dimensions | 650 ft deep x 90 ft wide |
| Porch | Finished/Screened Porch |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4076 HIGHWAY 98 E |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.362 ACRES ALSO KNOWN AS LOT 8 UNRECORDED PLAT OR 158/190 464/188 625/49 666/761 666/761 909/206 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 30 |
| Legal Subdivision | COCHRAN-PHILLIPS BEACH |
| Legal Lot Number | 8 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 970102 |
Source: Franklin County records · APN 30-06S-02W-0000-0010-0080
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2783 ELMORE PARK RD, BARTLETT, TN 38134-4617 |
| Occupancy | Owner Occupied |
| Prior Sale | Jun 06, 2001 · Amount on Record |
|---|---|
| Last Transfer Date | Aug 15, 2006 |
| Transfer Doc | 0000005442 |
| Record Updated | Jun 08, 2026 |
Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,587.00 (+2.32%) Homeowner's exemption Widower's exemption | $205,236 (+2.9%) | $360,317 (-0.87%) Land $35,000 Building $325,317 |
| 2024 | $1,551.00 (-3.12%) Homeowner's exemption Widower's exemption | $199,452 (+3%) | $363,492 (+22.56%) Land $35,000 Building $328,492 |
| 2023 | $1,601.00 (+0.82%) Homeowner's exemption | $193,643 (+3%) | $296,578 (+29.91%) Land $35,000 Building $261,578 |
| 2022 | $1,588.00 Homeowner's exemption | $188,003 | $228,302 Land $35,000 Building $193,302 |
Source: FEMA National Flood Hazard Layer as of April 23, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Consolidated Communications, T-Mobile USA, Verizon.
Based on FCC filings for 58 locations within half a mile of this property.
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