Franklin County property record for 4070 Hwy 98 E, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1950 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000 (Nov 2000) |
| Tax Bill | $4,654 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 30-06S-02W-2070-000H-0010 |
| Primary APN | 30-06S-02W-2070-000H-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Heated Area |
| Gross Area | 2,339 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 200 ft deep x 70 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 873 sqft |
| Deck Area | 20 sqft |
| Fence | Fence |
| Storage Building | 60 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 4070 HIGHWAY 98 E |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL H LOT 1 ALSO 20 X 200 FT OF ABANDONED ROAD COCHRANS BEACH OR 188/425 .. OR 300/147 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 30 |
| Legal Subdivision | COCHRAN-PHILLIPS BENCH |
| Legal Block | H |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 970102 |
4070 Hwy 98 E is owned by two individuals who bought it in November 2000.
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 833 LAKE RIDGE DR, TALLAHASSEE, FL 32312-1003 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2000 · Amount on File |
| Deed Sale | Nov 22, 2000 · Amount on File |
| Deed Document Number | 0000652417 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4070 Hwy 98 E was $4,654, down 1.4% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,654.00 (-1.42%) | $492,471 (-0.28%) Land $300,000 Building $192,471 | $492,471 (-0.28%) Land $300,000 Building $192,471 |
| 2024 | $4,721.00 (+4.33%) | $493,846 (+8.64%) Land $300,000 Building $193,846 | $493,846 (+8.64%) Land $300,000 Building $193,846 |
| 2023 | $4,525.00 (+6.65%) | $454,575 (+9.61%) Land $300,000 Building $154,575 | $454,575 (+9.61%) Land $300,000 Building $154,575 |
| 2022 | $4,243.00 | $414,716 Land $300,000 Building $114,716 | $414,716 Land $300,000 Building $114,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4070 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4070 Hwy 98 E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Fidium Fiber, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures