Gwinnett County property record for 4075 Spring Cove Dr, Duluth, GA 30097
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 2,536 sqft · built 1998 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,500 (May 2014) |
| Tax Bill | $4,274 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-243-252 |
| Primary APN | 7-243-252 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 2,613 sqft (0.06 acres) |
| View / Lot | Primary |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4075 SPRING COVE DR |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-2833 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM |
| Legal Description | UN 57 CHATTAHOOCHEE COVE #2 |
| Legal Subdivision | CHATTAHOOCHEE COVE |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50235 |
Source: Gwinnett County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Jan 29, 2022 | Warranty Deed, Transfer |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2014 · Amount on Record |
| Deed Sale | May 2, 2014 · Amount on Record |
| Prior Sale | Jul 24, 1998 · Amount on Record |
| Deed Document Number | 20149586 |
| Deed Book / Page | 52904 / 410 |
| Last Transfer Date | Jan 29, 2022 |
| Transfer Doc | 0597240215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Document Number | 0603940344 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 0000060394/0000000344 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Document Number | 0597240218 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 0000059724/0000000218 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jan 29, 2022 |
| Property Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Document Number | 0597240215 |
| Book / Page | 59724 / 215 |
| Instrument Date | Jan 29, 2022 |
| Instrument | 2021-046359 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4075 SPRING COVE DR, DULUTH, GA 30097-2833 |
| Document Number | 0567920187 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 4075 SPRING COVE DR DULUTH GA 300972833, DULUTH, GA 30097-2833 |
| Document Number | 0567920187 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 056792/000187 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 6, 2039 |
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Duluth City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,274.00 (+24.1%) | $170,160 (+16.58%) Land $18,040 Building $152,120 | $425,400 (+16.58%) Land $45,100 Building $380,300 |
| 2023 | $3,444.00 | $145,960 Land $16,000 Building $129,960 | |
| 2022 | $364,900 Land $40,000 Building $324,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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