Gwinnett County property record for 4074 Spring Cove Dr, Duluth, GA 30097
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 2,069 sqft · built 1997 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Apr 2026) |
| Tax Bill | $4,995 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-243-166 |
| Primary APN | 7-243-166 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,069 sqft Living Area |
| Gross Area | 2,279 sqft |
| 1st Floor Area | 749 sqft |
| Basement Area | 749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Primary |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 21 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4074 SPRING COVE DR |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-2832 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM |
| Legal Description | UN 93 CHATTAHOOCHEE COVE #2 |
| Legal Subdivision | CHATTAHOOCHEE COVE |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50235 |
4074 Spring Cove Dr, a townhouse, is owned and occupied by an individual who bought it in April 2026.
Source: Gwinnett County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE |
| Sep 30, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL |
| Sep 30, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL |
| Feb 19, 2020 | Grant Deed, Transfer · Conventional with PMI REGIONS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Oct 4, 2022 · Amount on File |
| Deed Book / Page | 62486 / 816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 0597660148 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 0000059766/0000000148 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Apr 29, 2026 |
| Property Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 0624860816 |
| Book / Page | 62486 / 816 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 6248000819, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 62486/819 |
| Name | COMMUNITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Sep 30, 2022 |
| Property Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 0602370061 |
| Book / Page | 60237 / 61 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022-030843 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 0006023764 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 60237/64 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Sep 30, 2022 |
| Property Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 0602370061 |
| Book / Page | 60237 / 61 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022-030843 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 0006023764 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 60237/64 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Feb 19, 2020 |
| Property Address | 4074 SPRING COVE DR, DULUTH, GA 30097-2832 |
| Document Number | 0572590050 |
| Book / Page | 057259 / 000050 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4074 SPRING COVE DR DULUTH GA 300972832, DULUTH, GA 30097-2832 |
| Document Number | 572590051 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 057259/000051 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 18, 2050 |
The 2025 property tax bill for 4074 Spring Cove Dr was $4,995.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Duluth City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,995.00 | $158,080 Land $18,040 Building $140,040 | $395,200 Land $45,100 Building $350,100 |
| 2023 | $4,173.00 | $130,000 Land $16,000 Building $114,000 | |
| 2022 | $325,000 Land $40,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4074 Spring Cove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4074 Spring Cove Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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