Shelby County property record for 4075 Forest Lakes Rd, Sterrett, AL 35147
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,171 sqft · built 2003 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $117,000 (Nov 2016) |
| Tax Bill | $1,717 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 095150001021000 |
| Primary APN | 095150001021000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,171 sqft Heated Area |
| 1st Floor Area | 1,171 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Porch | Slab |
| Utility Building | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4075 FOREST LAKES RD |
|---|---|
| City | STERRETT |
| State | AL |
| Zip | 35147-8165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 15 19S 01W ANNEX ORD X 13 02 19 646 NBRHD: 17 FOREST LAKES COTTAGES R-2 |
| Legal Range | 01W |
| Legal Township | 19S |
| Legal Section | 15 |
| Legal Subdivision | FOREST LAKES SEC 10 |
| Legal Lot Number | 540 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30215 |
4075 Forest Lakes Rd is owned by a company that bought it in November 2016.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1230 CHELSEA PARK TRL, CHELSEA, AL 35043-7277 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2016 · Amount on File |
| Deed Sale | Nov 2, 2016 · Amount on File |
| Prior Sale | May 2, 2005 · Amount on File |
| Deed Document Number | 2016404160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 4075 FOREST LAKES RD, STERRETT, AL 35147-8165 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414850 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 20171116000414850 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 11.1% |
The 2026 property tax bill for 4075 Forest Lakes Rd was $1,717, up 0.7% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Chelsea City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,717.00 (+0.7%) | ||
| 2025 | $1,705.00 | $38,760 | $193,800 Land $70,000 Building $123,800 |
| 2023 | $1,660.00 | $37,740 | $188,700 Land $57,000 Building $131,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4075 Forest Lakes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4075 Forest Lakes Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 61% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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