4064 Forest Lakes Rd, Sterrett, AL 35147 Property Records

Shelby County property record for 4064 Forest Lakes Rd, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,138 sqft · built 2003
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2017)
Tax Bill	$907 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095220006024000`

Property Details

APN / Parcel Number

Primary APN	`095220006024000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Heated Area
1st Floor Area	1,138 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	441 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4064 FOREST LAKES RD
City	STERRETT
State	AL
Zip	35147-8164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 01W NBRHD: 17 FOREST LAKES COTTAGES R-2
Legal Range	01W
Legal Township	19S
Legal Section	22
Legal Subdivision	FOREST LAKES SEC 10
Legal Lot Number	528
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2012
Census Tract	30215

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4064 FOREST LAKES RD, STERRETT, AL 35147-8164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jun 27, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAS FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	May 18, 2012 · Amount on Record
Deed Document Number	2017228250
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	0000376860
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4064 FOREST LAKES RD, STERRETT, AL 35147-8164
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477870
Date	Sep 30, 2021
Instrument	20210930000477870

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 27, 2017
Property Address	4064 FOREST LAKES RD, STERRETT, AL 35147-8164
Document Number	0000228250
Map Reference	MB31 PG25 A&B
Instrument Date	Jun 20, 2017
Instrument	20170627000228250
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	857 HATCHET CREEK LN, 857, GOODWATER, AL 35072-6014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4064 FOREST LAKES RD, STERRETT, AL 35147-8164

Mortgage

Document Number	0000228260
Date	Jun 27, 2017
Instrument	20170627000228260

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$907.00 (-3.61%) Homeowner's exemption
2025	$941.00 (+7.18%)	$21,400 (+2.39%)	$214,000 (+2.44%) Land $70,000 Building $144,000
2023	$878.00 Homeowner's exemption	$20,900	$208,900 Land $57,000 Building $151,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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