1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Canoe Creek Rd

4075 Canoe Creek Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4075 Canoe Creek Rd, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,863 sqft · built 1999
Lot Size2.45 acres (107,026 sqft)
Owner2 Company Names on Record
Tax Bill$3,259 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-27-30-4951-0001-0110

Property Details

APN / Parcel Number

Primary APN01-27-30-4951-0001-0110
Alternative APNs
  • 273001495100010110
  • 89217

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,863 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,863 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area107,026 sqft (2.45 acres)
Garage Area1,800 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area42 sqft
PorchMetal Porch
Porch Area533 sqft
Deck Area874 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4075 CANOE CREEK RD
CitySAINT CLOUD
StateFL
Zip34772-9108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOA2M
Legal DescriptionREPLAT OF LOTS 7, 8, 10, 23 & THAT PORTION OF LOTS 9 & 24 LYING EAST OF SR 523 OF SL&IC PB 4 PG 10 LOT 11
Legal Range30E
Legal Township27S
Legal Section01
Legal SubdivisionS L & I C REPLAT
Legal Tract4951
Legal Block110
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1020
Census Tract43205

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address4075 CANOE CREEK RD, SAINT CLOUD, FL 34772-9108
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 18, 2024
Transfer Doc0066981704
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4075 CANOE CREEK RD, SAINT CLOUD, FL 34772-9108
Transaction TypeMortgage
Record UpdatedFeb 4, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4075 CANOE CREEK RD, SAINT CLOUD, FL 34772-9108

Mortgage

Document Number0061351487
DateJan 25, 2022
Book Page6135/1487
Instrument2022012710
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,259.00 (+5.54%)$224,696 (+5.99%)$478,300 (+10.18%) Land $159,900 Building $318,400
2024$3,088.00 (+2.22%)
2023$3,021.00 (+64.1%) Homeowner's exemption$212,004 (+62.22%)$434,100 (+40.71%) Land $124,200 Building $309,900
2022$1,841.00 Homeowner's exemption$130,687$308,500 Land $110,700 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Canoe Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures