4075 Breakwater Dr, Okemos, MI 48864 Property Records

Ingham County property record for 4075 Breakwater Dr, Okemos, MI 48864

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,346 sqft · built 1999
Lot Size	0.435 acres (18,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,500 (Sep 2016)
Tax Bill	$17,586 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-26-477-015`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-26-477-015`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,346 sqft Living Area
1st Floor Area	2,328 sqft
Basement Area	2,328 sqft
Finished Basement	2,328 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,949 sqft (0.435 acres)
Lot Dimensions	145 ft deep x 96.1 ft wide
Garage Area	818 sqft

Exterior Amenities

Porch	Slab
Porch Area	760 sqft
Patio Area	1,392 sqft
Balcony Area	118 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4075 BREAKWATER DR
City	OKEMOS
State	MI
Zip	48864-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	LOT 335 SHOALS SUB #6
Legal Subdivision	SHOALS 06
Legal Lot Number	335
Legal Unit	335
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1000
Census Tract	5002

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4075 BREAKWATER DR, OKEMOS, MI 48864-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DART BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2016 · Amount on Record
Deed Sale	Sep 28, 2016 · Amount on Record
Prior Sale	Aug 16, 2000 · Amount on Record
Deed Document Number	201634854
Prior Transfer Date	Sep 26, 2014
Prior Transfer Doc	0000038603
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4075 BREAKWATER DR, OKEMOS, MI 48864-4411
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 BREAKWATER DR, OKEMOS, MI 48864-4411

Mortgage

Document Number	0000036022
Date	Oct 3, 2022
Instrument	2022-036022

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4075 BREAKWATER DR, OKEMOS, MI 48864-4411
Document Number	0000022887
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4075 BREAKWATER DR OKEMOS MI 488644411, OKEMOS, MI 48864-4411

Mortgage

Document Number	0000022887
Date	Jul 15, 2020
Instrument	22887

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Okemos Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,200 (+6.12%)	$884,400 (+6.12%)
2025	$17,586.00 (+23.06%) Homeowner's exemption	$416,700 (+11.24%) Land $51,500 Building $365,200	$833,400 (+11.24%) Land $103,000 Building $730,400
2023		$374,600 Land $46,000 Building $328,600	$749,200 Land $92,000 Building $657,200
2019	$14,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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