Indian River County property record for 4075 45th Ln, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,132 sqft · built 1984 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jun 2024) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-22-00011-0000-00008.0 |
| Primary APN | 32-39-22-00011-0000-00008.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Utility Area | 72 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 6,969 ft Width |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 396 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4075 45TH LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | TREASURE COAST VILLAGE SUBDIVISION LOT 8 PBI 11-40 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 22 |
| Legal Subdivision | TREASURE COAST VILLAGE SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50303 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4845 38TH CIR, 105, VERO BEACH, FL 32967-0967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 19, 2024 | Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Feb 4, 2021 | Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Feb 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 20, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2024 · Amount on Record |
| Deed Sale | Jun 19, 2024 · Amount on Record |
| Prior Sale | Feb 4, 2021 · Amount on Record |
| Deed Document Number | 202429964 |
| Deed Book / Page | 3705 / 2020 |
| Prior Transfer Date | Aug 9, 2007 |
| Prior Transfer Doc | 0021942193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 19, 2024 |
| Property Address | 4075 45TH LN, VERO BEACH, FL 32967-6310 |
| Document Number | 0037052020 |
| Book / Page | 3705 / 2020 |
| Map Reference | MB 11 PG 40&40A |
| Instrument Date | May 29, 2024 |
| Instrument | 3120240029964 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | TREASURE COAST TITLE AND ESCROW, TREASURE COAST TTL & STLMT O |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 BAREFOOT BLVD, MICCO, FL 32976-7302 |
| Name | Verified Name |
|---|---|
| Address | 4845 38TH CIR APT 105, 105, VERO BEACH, FL 32967-0967 |
| Document Number | 3120240029965 |
|---|---|
| Date | Jun 19, 2024 |
| Instrument | 3120240029965 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 4075 45TH LN, VERO BEACH, FL 32967-6310 |
| Document Number | 0033841853 |
| Book / Page | 3384 / 1853 |
| Map Reference | MB 11 PG 40&40A |
| Instrument Date | Dec 21, 2020 |
| Instrument | 3120210007945 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 SE 4TH AVE, DELRAY BEACH, FL 33483-4517 |
| Name | Verified Name |
|---|---|
| Address | 4075 45TH LN, VERO BEACH, FL 32967-6310 |
| Document Number | 0033841855 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 3384/1855 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 4075 45TH LN, VERO BEACH, FL 32967-6310 |
| Document Number | 0030040569 |
| Book / Page | 003004 / 000569 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 10608 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4899 NW 6TH ST DELRAY BEACH FL 334452107, DELRAY BEACH, FL 33445-2107 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 20, 2017 |
| Property Address | 4075 45TH LN, VERO BEACH, FL 32967-6310 |
| Document Number | 0030021783 |
| Book / Page | 003002 / 001783 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 9212 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $422.79 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4899 NW 6TH DELRAY BEACH FL 33445, DELRAY BEACH, FL 33445 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 (+157.29%) Homeowner's exemption | $201,849 (+82.01%) Land $29,750 Building $172,099 | $201,849 (+35.3%) Land $29,750 Building $172,099 |
| 2023 | $1,049.00 (-7.5%) | $110,898 (+3%) | $149,187 (+9.09%) Land $21,250 Building $127,937 |
| 2022 | $1,134.00 | $107,668 | $136,756 Land $21,250 Building $115,506 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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