Indian River County property record for 4043 45th Ln, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,014 sqft · built 1986 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $813 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-22-00011-0000-00010.0 |
| Primary APN | 32-39-22-00011-0000-00010.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 1,014 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Width | 9,583 ft Width |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4043 45TH LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | TREASURE COAST VILLAGE SUBDIVISION LOT 10 PBI 11-40 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 22 |
| Legal Subdivision | TREASURE COAST VILLAGE SUBDIVISION |
| Legal Lot Number | 10 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50303 |
4043 45th Ln is owned and occupied by an individual who acquired it in October 2012.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4043 45TH LN, VERO BEACH, FL 32967-6310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2012 |
| Transfer Doc | 0026142025 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4043 45th Ln was $813 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $813.00 Homeowner's exemption | $55,855 | $156,500 Land $29,750 Building $126,750 |
| 2023 | $557.00 (+1.83%) | $52,700 (+3%) | $146,701 (+10.24%) Land $21,250 Building $125,451 |
| 2022 | $547.00 | $51,165 | $133,077 Land $21,250 Building $111,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4043 45th Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4043 45th Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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