4074 Lenox Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4074 Lenox Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,225 sqft · built 2001
Lot Size	0.518 acres (22,564 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (Jan 2023)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-32-17B-004`

Property Details

APN / Parcel Number

Primary APN	`41-32-17B-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,225 sqft Living Area
1st Floor Area	945 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	22,564 sqft (0.518 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	22 sqft
Deck Area	17 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4074 LENOX DR
City	CINCINNATI
State	OH
Zip	45245-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL CREEK BLOCK D; LOT 97
Legal Subdivision	CRYSTAL CREEK
Legal Block	D
Legal Lot Number	97
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3010
Census Tract	41305

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4074 LENOX DR, CINCINNATI, OH 45245-1978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 4, 2023	Survivorship Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Jan 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Jan 5, 2011 · Amount on Record
Deed Document Number	2023108
Deed Book / Page	2936 / 3325
Prior Transfer Date	Jan 20, 2018
Prior Transfer Doc	0000001865
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4074 LENOX DR, CINCINNATI, OH 45245-1978
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017418
Date	May 28, 2021
Book Page	2882/1014
Instrument	202100017418

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 4, 2023
Property Address	4074 LENOX DR, CINCINNATI, OH 45245-1978
Document Number	0000000108
Book / Page	2936 / 3325
Map Reference	CAB 8 PG 188&189
Instrument Date	Jan 3, 2023
Instrument	202300000108
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4074 LENOX DR, CINCINNATI, OH 45245-1978

Mortgage

Document Number	0000000109
Date	Jan 4, 2023
Instrument	202300000109

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Margin	3
Max Rate	11.1%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 25, 2018
Property Address	4074 LENOX DR, CINCINNATI, OH 45245-1978
Document Number	0000001865
Book / Page	002751 / 001783
Instrument Date	Jan 20, 2018
Instrument	1865
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4074 LENOX DR CINCINNATI OH 452451978, CINCINNATI, OH 45245-1978

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,360.00 (-49.4%)	$106,510 (-) Land $19,430 Building $87,080
2024			$304,300 (-) Land $55,500 Building $248,800
2023	$10,593.00 (+125.48%) Homeowner's exemption	$106,510 (+32.08%) Land $19,430 Building $87,080	$304,300 (+32.07%) Land $55,500 Building $248,800
2022	$4,698.00 Homeowner's exemption	$80,640 Land $14,700 Building $65,940
2020			$230,400 Land $42,000 Building $188,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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