Clermont County property record for 4068 Lenox Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,339 sqft · built 1999 |
| Lot Size | 1.82 acres (79,323 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,640 (Feb 2000) |
| Tax Bill | $5,975 (2025) |
| Deeds & Mortgages | Feb 2024 Reverse Mortgage Dec 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-17B-328 |
| Primary APN | 41-32-17B-328 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,339 sqft Living Area |
| 1st Floor Area | 633 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 79,323 sqft (1.82 acres) |
| Garage Area | 771 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 20 sqft |
| Patio Area | 34 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Solar |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4068 LENOX DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL CREEK B; LOT 58 |
| Legal Subdivision | CRYSTAL CREEK |
| Legal Lot Number | 58 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 41305 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Reverse Mortgage COASTAL COMMUNITY BANK |
| Dec 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit SHAREFAX CU |
| Aug 30, 2022 | Transfer on Death Deed, Transfer |
| May 1, 2017 | Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB |
| Mar 8, 2018 | Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2000 · Amount on Record |
| Deed Sale | Feb 15, 2000 · Amount on Record |
| Prior Sale | Dec 2, 1999 · Amount on Record |
| Last Transfer Date | Aug 29, 2022 |
| Transfer Doc | 0000022217 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Document Number | 0000002854 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 2961/5376 |
| Instrument | 202400002854 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Document Number | 0000023248 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 2958/3041 |
| Instrument | 202300023248 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000012453 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 2877/2239 |
| Instrument | 202100012453 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | May 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000029042 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 2934/2370 |
| Instrument | 202200029042 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 30, 2022 |
| Property Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Document Number | 0000022217 |
| Book / Page | 2927 / 5989 |
| Map Reference | CAB 6 PG 194-196 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 202200022217 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009531 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 2702/2259 |
| Instrument | 201700009531 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4068 LENOX DR, CINCINNATI, OH 45245-1976 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004929 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 201800004929 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.88% |
| Index | 1-Year CMT |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,975.00 (-49.4%) | $118,730 (-) Land $19,430 Building $99,300 | |
| 2024 | $339,200 (-) Land $55,500 Building $283,700 | ||
| 2023 | $11,808.00 (+125.56%) Homeowner's exemption | $118,730 (+32.14%) Land $19,430 Building $99,300 | $339,200 (+32.14%) Land $55,500 Building $283,700 |
| 2022 | $5,235.00 Homeowner's exemption | $89,850 Land $14,700 Building $75,150 | |
| 2020 | $256,700 Land $42,000 Building $214,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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