4073 Prosperity Rd, Johns Island, SC 29455 Property Records

Charleston County property record for 4073 Prosperity Rd, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,265 sqft · built 2002
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2018)
Tax Bill	$282 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`312-00-00-248`

Property Details

APN / Parcel Number

Primary APN	`312-00-00-248`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Terrain	High
Porch	Slab
Porch Area	83 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4073 PROSPERITY RD
City	JOHNS ISLAND
State	SC
Zip	29455-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MURRAYWOOD PHASE II DESCRIPTION -LOT 3
Legal Subdivision	MURRAYWOOD PHASE II
Legal Phase	2
Legal Lot Number	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	1
Census Block	1026
Census Tract	2107

Owner

4073 Prosperity Rd is owned and occupied by an individual who bought it in October 2018.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4073 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Oct 4, 2018	Grant Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Prior Sale	Jan 30, 2003 · Amount on File
Deed Book / Page	751 / 353
Prior Transfer Date	May 28, 2008
Prior Transfer Doc	G661/0456
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4073 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010560552
Date	Dec 1, 2021
Book Page	1056/552

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4073 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810
Document Number	0833/0922
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073 PROSPERITY RD JOHNS ISLAND SC 294553810, JOHNS ISLAND, SC 29455-3810

Mortgage

Document Number	0833/0922
Date	Oct 25, 2019
Book Page	000833/000922

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 4, 2018
Property Address	4073 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810
Document Number	0751/0353
Book / Page	000751 / 000353
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073 PROSPERITY RD JOHNS ISLAND SC 294553810, JOHNS ISLAND, SC 29455-3810

Mortgage

Document Number	751/0354
Date	Oct 4, 2018
Book Page	000751/000354

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4073 Prosperity Rd was $282, up 88% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$282.00 (+88%)	$299,970
2024	$150.00
2022	$99.00
2017		$124,300 Land $30,600 Building $93,700

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4073 Prosperity Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 217 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	217 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4073 Prosperity Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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