4029 Prosperity Rd, Johns Island, SC 29455 Property Records

Charleston County property record for 4029 Prosperity Rd, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Mar 2003)
Tax Bill	$984 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`312-00-00-234`

Property Details

APN / Parcel Number

Primary APN	`312-00-00-234`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Terrain	High
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4029 PROSPERITY RD
City	JOHNS ISLAND
State	SC
Zip	29455-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MURRYWOOD DESCRIPTION -LOT 27
Legal Subdivision	MURRYWOOD
Legal Lot Number	27
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	1
Census Block	1026
Census Tract	2107

Owner

4029 Prosperity Rd is owned and occupied by an individual who bought it in March 2003.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4029 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL
Dec 4, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2003 · Amount on File
Deed Sale	Mar 20, 2003 · Amount on File
Prior Sale	May 30, 2002 · Amount on File
Deed Book / Page	441 / 428
Prior Transfer Date	May 17, 2002
Prior Transfer Doc	0441000428
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Jul 29, 2026
Property Address	4029 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810
Document Number	0000047543
Book / Page	1406 / 71
Instrument Date	Jul 22, 2026
Instrument	202647543
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4029 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810

Mortgage

Document Number	0000047543,
Date	Jul 29, 2026
Book Page	1406/71
Instrument	202647543

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4029 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4029 PROSPERITY RD, JOHNS ISLAND, SC 29455-3810

Mortgage

Document Number	0013540266
Date	Dec 4, 2025
Book Page	1354/266

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4029 Prosperity Rd was $984, up 21.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+21.63%)	$153,410 (+2,772.85%) Land $40,124 Building $113,286	$278,900 Land $88,900 Building $190,000
2024	$809.00	$5,340
2022	$724.00	$5,340	$160,200 Land $41,900 Building $118,300
2020			$160,200 Land $41,900 Building $118,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4029 Prosperity Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 217 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	217 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4029 Prosperity Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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