40725 Witherspoon Ct, Aldie, VA 20105 Property Records

Loudoun County property record for 40725 Witherspoon Ct, Aldie, VA 20105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,093 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,507 (Jul 2018)
Tax Bill	$9,015 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`285-16-1821-000`

Property Details

APN / Parcel Number

Primary APN	`285-16-1821-000`
Alternative APN	`99 B 1 48`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,093 sqft Living Area
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40725 WITHERSPOON CT
City	ALDIE
State	VA
Zip	20105-2892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR1UBF
Legal Description	ALDIE ESTATES SEC.1 PH.2 LOT 48 201503090013730/1P
Legal Subdivision	ALDIE ESTATE
Legal Phase	2
Legal Block	1
Legal Lot Number	48
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1009
Census Tract	611810

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40725 WITHERSPOON CT, ALDIE, VA 20105-2892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 24, 2018	Grant Deed, Transfer · Conventional with PMI HOMEAMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	201842678
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40725 WITHERSPOON CT, ALDIE, VA 20105-2892
Document Number	20201130115634
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40725 WITHERSPOON CT ALDIE VA 201052892, ALDIE, VA 20105-2892

Mortgage

Document Number	20201130115634
Date	Nov 30, 2020
Instrument	115634

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40725 WITHERSPOON CT, ALDIE, VA 20105-2892
Document Number	20200127005528
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40725 WITHERSPOON CT ALDIE VA 201052892, ALDIE, VA 20105-2892

Mortgage

Document Number	20200127005528
Date	Jan 27, 2020
Instrument	5528

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Fixed Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 24, 2018
Property Address	40725 WITHERSPOON CT, ALDIE, VA 20105-2892
Document Number	20180724042678
Instrument Date	Jul 23, 2018
Instrument	42678
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40725 WITHERSPOON CT ALDIE VA 201052892, ALDIE, VA 20105-2892

Mortgage

Document Number	20180724042679
Date	Jul 24, 2018
Instrument	42679

Lender

Name	HOMEAMERICAN MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,015.00 (+5.2%)	$1,119,890 (+14.35%) Land $350,000 Building $769,890	$1,119,890 (+14.35%) Land $350,000 Building $769,890
2023	$8,569.00	$979,370 Land $350,000 Building $629,370	$979,370 Land $350,000 Building $629,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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