40741 Witherspoon Ct, Aldie, VA 20105 Property Records

Loudoun County property record for 40741 Witherspoon Ct, Aldie, VA 20105

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,080 sqft · built 2018
Lot Size0.26 acres (11,325 sqft)
Owner2 Individual Names on Record
Tax Bill$9,936 (2026)
Deeds & MortgagesDec 2020 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN285-16-5208-000

Property Details

APN / Parcel Number

Primary APN285-16-5208-000
Alternative APN
  • 99 B 1 52

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area5,080 sqft Living Area
Basement Area1,665 sqft
Finished Basement1,665 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,325 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address40741 WITHERSPOON CT
CityALDIE
StateVA
Zip20105-2892
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR1UBF
Legal DescriptionALDIE ESTATES SEC.1 PH.2 LOT 52 201503090013730/1P
Legal SubdivisionALDIE ESTATE
Legal Phase2
Legal Block1
Legal Lot Number52
JurisdictionLOUDOUN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1009
Census Tract611810

Owner

Source: Loudoun County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40741 WITHERSPOON CT, ALDIE, VA 20105-2892
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Jan 27, 2020Deed of Trust, Mortgage
QUICKEN LNS
Sep 10, 2018Deed of Trust, Mortgage · Conventional with PMI
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address40741 WITHERSPOON CT, ALDIE, VA 20105-2892
Document Number20201216123816
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40741 WITHERSPOON CT ALDIE VA 201052892, ALDIE, VA 20105-2892

Mortgage

Document Number20201216123816
DateDec 16, 2020
Instrument123816
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2050
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address40741 WITHERSPOON CT, ALDIE, VA 20105-2892
Document Number20200904078360
Instrument DateAug 29, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40741 WITHERSPOON CT ALDIE VA 201052892, ALDIE, VA 20105-2892

Mortgage

Document Number20200904078360
DateSep 4, 2020
Instrument78360
Lender
NameOCMBC INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 3, 2040
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address40741 WITHERSPOON CT, ALDIE, VA 20105-2892
Document Number20200131006853
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40741 WITHERSPOON CT ALDIE VA 201052892, ALDIE, VA 20105-2892

Mortgage

Document Number20200131006853
DateJan 31, 2020
Instrument6853
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term240 Months
DueJan 30, 2040
Interest
Rate TypeFixed Rate
Rate3.38%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address40741 WITHERSPOON CT, ALDIE, VA 20105-2892
Document Number20180917054434
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180917054434
DateSep 17, 2018
Instrument54434
Lender
NameSUNTRUST BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 16, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,936.00 (+12.97%)$1,234,350 (+22.8%) Land $350,100 Building $884,250$1,234,350 (+22.8%) Land $350,100 Building $884,250
2023$8,795.00$1,005,200 Land $350,100 Building $655,100$1,005,200 Land $350,100 Building $655,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

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