40725 E Thunderbird Ter, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 40725 E Thunderbird Ter, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 7,857 sqft · built 1982
Lot Size	1.26 acres (54,885 sqft)
Owner	Owner Name on File
Last Sale	$1,900,000 (May 2004)
Tax Bill	$34,450 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`684-092-019`

Property Details

APN / Parcel Number

Primary APN	`684-092-019`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	7,857 sqft Living Area
Gross Area	9,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Construction Type	Wood
Roof Material	Tile
Lot Area	54,885 sqft (1.26 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	1,345 sqft
Parking Spaces	5 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	684092019
Street Address	40725 E THUNDERBIRD TER
City	RANCHO MIRAGE
State	CA
Zip	92270-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ESF
Legal Description	1.26 ACRES M/L IN LOTS 44 & 45 MB 043/015 TR 2266
Legal Subdivision	THUNDERBIRD PALMS
Legal Tract	2266
Legal Lot Number	44,45 45
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1010
Census Tract	44918

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 2399, RANCHO MIRAGE, CA 92270-1086

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 13, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Last Sale	May 4, 2004 · Amount on Record
Deed Sale	May 4, 2004 · Amount on Record
Prior Sale	May 4, 2004 · Amount on Record
Deed Document Number	0000328069
Last Transfer Date	Oct 20, 2006
Transfer Doc	0000773670
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40725 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3514
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2399, RANCHO MIRAGE, CA 92270-1086

Mortgage

Document Number	0000316961
Date	May 24, 2021
Instrument	2021-0316961

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40725 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234555
Date	Jun 13, 2017
Instrument	2017-0234555

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$34,450.00 (-2.51%)	$2,799,906 (+4.04%) Land $1,279,606 Building $1,520,300
2023	$35,338.00 (+1.52%)	$2,691,184 Land $1,229,918 Building $1,461,266
2022	$34,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–1995)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

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