40305 E Thunderbird Ter, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 40305 E Thunderbird Ter, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,635 sqft · built 1991
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Company Names on Record
Last Sale	$525,000 (Jan 2002)
Tax Bill	$14,346 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Transfer + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`684-083-013`

Property Details

APN / Parcel Number

Primary APN	`684-083-013`
Alternative APN	`684083005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	5,635 sqft Living Area
Gross Area	6,711 sqft
1st Floor Area	5,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	684083005
Street Address	40305 E THUNDERBIRD TER
City	RANCHO MIRAGE
State	CA
Zip	92270-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	POR LOTS C & E AND LOT 50 MB 043/015 TR 2266
Legal Subdivision	SECTION 2266
Legal Tract	2266
Legal Lot Number	C
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1010
Census Tract	44918

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 22, 2023	Intrafamily Transfer, Transfer
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2002 · Amount on Record
Deed Sale	Jan 29, 2002 · Amount on Record
Deed Document Number	200249034
Last Transfer Date	Aug 14, 2021
Transfer Doc	0000249094
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511

Mortgage

Document Number	0000291156
Date	Sep 23, 2025
Instrument	2025-0291156

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 22, 2023
Property Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511
Document Number	0000249094
Map Reference	MB 43 PG 15-17
Instrument Date	Aug 14, 2023
Instrument	2023-0249094
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511

Mortgage

Document Number	0000194057
Date	Apr 25, 2022
Instrument	2022-0194057

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511

Mortgage

Document Number	0000342844
Date	Jun 7, 2021
Instrument	2021-0342844

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000371525
Date	Sep 7, 2017
Instrument	2017-0371525

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40305 E THUNDERBIRD TER, RANCHO MIRAGE, CA 92270-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400053
Date	Oct 4, 2019
Instrument	2019-0400053

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,161,475 (+2%) Land $301,355 Building $860,120
2025	$14,346.00 (+6.24%)	$1,138,702 (+13.36%) Land $295,447 Building $843,255
2023	$13,504.00 (+1.63%)	$1,004,486 Land $283,974 Building $720,512
2022	$13,288.00
2021			$1,298,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–1995)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on E Thunderbird Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures