Bay County property record for 4072 N Fraser Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,730 sqft |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Oct 2022) |
| Tax Bill | $3,044 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-021-300-010-01 |
| Primary APN | 120-021-300-010-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| Basement Area | 1,153 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 62,291 sqft (1.43 acres) |
|---|---|
| Lot Dimensions | 164 ft deep x 345 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4072 N FRASER RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-8912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 957 FT N OF SW COR OF SEC TO POB TH S 74D 18M E 204 FT TH S PARA TO W SEC LI TO PT 612 FT N OF S LI OF SEC TH W TO W LI |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 286300 |
4072 N Fraser Rd is owned and occupied by an individual who bought it in October 2022.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1552 W ANDERSON RD, LINWOOD, MI 48634-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 9, 2021 | Intrafamily Transfer, Transfer |
| Jun 1, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on File |
| Deed Sale | Oct 18, 2022 · Amount on File |
| Prior Sale | Jul 12, 2007 · Amount on File |
| Deed Document Number | 202214616 |
| Prior Transfer Date | Dec 7, 2021 |
| Prior Transfer Doc | 0000020466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 18, 2022 |
| Property Address | 4072 N FRASER RD, PINCONNING, MI 48650-8912 |
| Document Number | 0000014616 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 202214616 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5519 W HENDERSON ST, CHICAGO, IL 60641-4136 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1552 W ANDERSON RD, LINWOOD, MI 48634-9731 |
| Document Number | 0000014617 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 202214617 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 9, 2021 |
| Property Address | 4072 N FRASER RD, PINCONNING, MI 48650-8912 |
| Document Number | 0000020466 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 202120466 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4072 N FRASER RD, PINCONNING, MI 48650-8912 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4072 N FRASER RD, PINCONNING, MI 48650-8912 |
| Document Number | 0000008692 |
| Instrument Date | Jun 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4072 N FRASER RD PINCONNING MI 486508912, PINCONNING, MI 48650-8912 |
| Document Number | 0000008692 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 8692 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2049 |
The 2026 property tax bill for 4072 N Fraser Rd was $3,044 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,044.00 Homeowner's exemption | $96,500 (-4.17%) | $193,000 (-4.17%) |
| 2025 | $100,700 | $201,400 | |
| 2024 | $2,951.00 | ||
| 2023 | $81,000 | $162,000 | |
| 2022 | $1,814.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4072 N Fraser Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4072 N Fraser Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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