4071 Jay Ln, Saint Paul, MN 55110 Property Records

Ramsey County property record for 4071 Jay Ln, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,056 sqft · built 1954
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2023)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-22-21-0020`

Property Details

APN / Parcel Number

Primary APN	`25-30-22-21-0020`
Alternative APNs	`8300485` `8310075`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	475 sqft
Finished Basement	475 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	8310075
Street Address	4071 JAY LN
City	SAINT PAUL
State	MN
Zip	55110-4446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY PARK LOT 1 BLK 2
Legal Range	22
Legal Township	30
Legal Section	25
Legal Subdivision	NORMANDY PARK
Legal Block	2
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	2
Census Block	2003
Census Tract	40302

Owner

4071 Jay Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Ramsey County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4071 JAY LN, SAINT PAUL, MN 55110-4446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 9, 2023	Limited Warranty Deed, Transfer · Line of Credit FLAGSHIP BANK MINNESOTA
May 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Mar 9, 2023 · Amount on File
Deed Document Number	20232760916
Prior Transfer Date	May 10, 2018
Prior Transfer Doc	0002613830
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 12, 2023
Property Address	4071 JAY LN, WHITE BEAR LAKE, MN 55110-4446
Document Number	0T02760916
Instrument Date	Sep 1, 2023
Instrument	T02760916
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	WEST TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4071 JAY LN, WHITE BEAR LAKE, MN 55110-4446

Mortgage

Document Number	0T02760917
Date	Sep 12, 2023
Instrument	T02760917

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0T02760918
Date	Sep 12, 2023
Instrument	T02760918

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 9, 2023
Property Address	4071 JAY LN, WHITE BEAR LAKE, MN 55110-4446
Document Number	0T02750598
Instrument Date	Feb 8, 2023
Instrument	T02750598
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.85
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11361 TYLER ST NE, BLAINE, MN 55434-2953

Mortgage

Document Number	0T02750599
Date	Mar 9, 2023
Instrument	T02750599

Lender

Name	FLAGSHIP BANK MINNESOTA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 28, 2024

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	May 10, 2018
Property Address	4071 JAY LN, WHITE BEAR LAKE, MN 55110-4446
Document Number	0002613830
Instrument Date	May 10, 2018
Instrument	2613830
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 JAY LN WHITE BEAR LAKE MN 551104446, WHITE BEAR LAKE, MN 55110-4446

Tax Assessment & Valuation

The 2025 property tax bill for 4071 Jay Ln was $4,480.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,300 (-0.74%) Land $71,200 Building $263,100	$334,300 (-0.74%) Land $71,200 Building $263,100
2025	$4,480.00	$336,800 Land $71,200 Building $265,600	$336,800 Land $71,200 Building $265,600
2023	$4,294.00	$247,900 Land $71,200 Building $176,700	$247,900 Land $71,200 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4071 Jay Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4071 Jay Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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