3884 Jay Ln, Saint Paul, MN 55110 Property Records

Ramsey County property record for 3884 Jay Ln, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 960 sqft · built 1970
Lot Size0.294 acres (12,800 sqft)
OwnerIndividual Name on Record
Last Sale$252,579 (Jan 2020)
Tax Bill$5,256 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-22-24-0051

Property Details

APN / Parcel Number

Primary APN25-30-22-24-0051
Alternative APNs
  • 8087073
  • 107040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions160 ft deep x 80 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number107040
Street Address3884 JAY LN
CitySAINT PAUL
StateMN
Zip55110-4444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN ACRES LOT 17 BLK 4
Legal Range22
Legal Township30
Legal Section25
Legal SubdivisionGREEN ACRES
Legal Block4
Legal Lot Number17
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group2
Census Block2012
Census Tract40302

Owner

Source: Ramsey County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3884 JAY LN, SAINT PAUL, MN 55110-4444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2020 · Amount on Record
Deed SaleJan 2, 2020 · Amount on Record
Prior SaleJul 21, 2015 · Amount on Record
Deed Document Number20202656159
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJan 2, 2020
Property Address3884 JAY LN, WHITE BEAR LAKE, MN 55110-4444
Document Number0002656159
Instrument DateDec 27, 2019
Instrument2656159
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanyENTITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$858.77
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3884 JAY LN WHITE BEAR LAKE MN 551104444, WHITE BEAR LAKE, MN 55110-4444

Mortgage

Document Number2656160
DateJan 2, 2020
Instrument2656160
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Mortgage

Document Number2656161,
DateJan 2, 2020
Instrument2656161
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,700 (+0.5%) Land $84,800 Building $258,900$343,700 (+0.5%) Land $84,800 Building $258,900
2025$5,256.00 (-0.19%)$342,000 (+11.8%) Land $84,800 Building $257,200$342,000 (+11.8%) Land $84,800 Building $257,200
2024$5,266.00 (+7.87%)
2023$4,882.00$305,900 Land $84,800 Building $221,100$305,900 Land $84,800 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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