4055 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4055 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1965
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Jun 2019)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-235-002-0000`

Property Details

APN / Parcel Number

Primary APN	`004-235-002-0000`

Interior

Full Baths	1 Bath
Building Area	1,104 sqft Building Perimeter
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4055 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-509 P-275 243 LOT 2 HIGGINS WOODS SUBD.
Legal Subdivision	HIGGINS WOODS SUBDIVISION
Legal Lot Number	2
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1029
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46734 CAMELIA DR, CANTON, MI 48187-1435
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Mar 26, 2015
Deed Document Number	20194290
Deed Book / Page	1169 / 1903
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 25, 2019
Property Address	4055 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9370
Document Number	1169/1903
Book / Page	1169 / 1903
Instrument Date	Jun 21, 2019
Instrument	201900004290
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 CATALPA DR, BERKLEY, MI 48072-1803

Mortgage

Document Number	201900004291
Date	Jun 25, 2019
Instrument	201900004291

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	01169/1903
Date	Jun 25, 2019
Book Page	1169/1903
Instrument	201900004290

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,100 (+66.51%)	$146,200 (+66.51%)
2025	$1,832.00
2023		$43,900	$87,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE EAST CONDOMINIUMS private · serves 84 people · EPA ID MI0003145
Water Source	Groundwater
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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