Lorain County property record for 40702 Butternut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,592 sqft · built 1994 |
| Lot Size | 0.719 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Sep 2017) |
| Tax Bill | $4,558 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-013-000-218 |
| Primary APN | 10-00-013-000-218 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| 2nd Floor Area | 740 sqft |
| Upper Floors Area | 414 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 31,363 sqft (0.719 acres) |
| Lot Dimensions | 294 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 392 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 40702 BUTTERNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEROY FORTHOFER SUB #2 116 X 294.54 |
| Legal Subdivision | LEROY FORTHOFER SUBDIVISION #2 |
| Legal Lot Number | 15 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 77100 |
40702 Butternut Ridge Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 40702 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 19, 2017 | Grant Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on File |
| Deed Sale | Sep 19, 2017 · Amount on File |
| Prior Sale | Jul 20, 2001 · Amount on File |
| Deed Document Number | 2017005277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 40702 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7916 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 40702 BUTLERNUT RIDGE RD, ELYRIA, OH 44035-7916 |
| Document Number | 20210836927 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0836927 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 19, 2017 |
| Property Address | 40702 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7916 |
| Document Number | 0000644728 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 644728 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount on Record |
|---|---|
| Tax | $139.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 STATEHOUSE PLZ #500 LITTLE ROCK AR 722011435, 500, LITTLE ROCK, AR 72201-1435 |
| Document Number | 644729 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 644729 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2047 |
The 2025 property tax bill for 40702 Butternut Ridge Rd was $4,558.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,558.00 | $115,880 (%) Land $14,580 Building $101,300 | $331,090 (-) Land $41,660 Building $289,430 |
| 2024 | $4,558.00 (+6.72%) | $115,882 (+32.4%) Land $14,581 Building $101,301 | $331,090 (+32.4%) Land $41,660 Building $289,430 |
| 2023 | $4,271.00 (+0.75%) | $87,525 (+0.01%) Land $14,172 Building $73,353 | $250,070 Land $40,490 Building $209,580 |
| 2022 | $4,239.00 | $87,520 Land $14,170 Building $73,350 | |
| 2021 | $250,070 Land $40,490 Building $209,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40702 Butternut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1995–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40702 Butternut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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