Lorain County property record for 40632 Butternut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,285 sqft · built 1992 |
| Lot Size | 0.719 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Nov 2025) |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-013-000-220 |
| Primary APN | 10-00-013-000-220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,285 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| 2nd Floor Area | 1,171 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 31,363 sqft (0.719 acres) |
| Lot Dimensions | 292 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 40632 BUTTERNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEROY FORTHOFER SUB #2 119.60 X 292.60 |
| Legal Subdivision | LEROY FORTHOFER SUBDIVISION #2 |
| Legal Lot Number | 13 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 77100 |
40632 Butternut Ridge Rd is owned and occupied by an individual who bought it in November 2025.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 40632 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on File |
| Deed Sale | Nov 13, 2025 · Amount on File |
| Prior Sale | Apr 4, 2011 · Amount on File |
| Deed Document Number | 2025-0075175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 13, 2025 |
| Property Address | 40632 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7914 |
| Document Number | 0000075175 |
| Map Reference | VOL 45 PG 42 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025-0075175 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 40632 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7914 |
| Document Number | 0000075176 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025-0075176 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 40632 Butternut Ridge Rd was $3,510.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,510.00 | $88,950 (+%) Land $15,120 Building $73,830 | $254,130 (-) Land $43,190 Building $210,940 |
| 2024 | $3,510.00 (+9.58%) | $88,946 (+36.01%) Land $15,117 Building $73,829 | $254,130 (+36.01%) Land $43,190 Building $210,940 |
| 2023 | $3,203.00 (+0.75%) | $65,395 (+0.01%) Land $14,172 Building $51,223 | $186,840 Land $40,490 Building $146,350 |
| 2022 | $3,179.00 | $65,390 Land $14,170 Building $51,220 | |
| 2021 | $186,840 Land $40,490 Building $146,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40632 Butternut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1995–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40632 Butternut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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