Santa Clara County property record for 407 Willis Ave, San Jose, CA 95126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,010 sqft · built 1908 |
| Lot Size | 0.057 acres (2,480 sqft) |
| Owner | Trust Name on File |
| Last Sale | $515,000 (Jun 2017) |
| Tax Bill | $8,761 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 264-21-033 |
| Primary APN | 264-21-033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 2,480 sqft (0.057 acres) |
| Lot Dimensions | 80 ft deep x 31 ft wide |
| Porch | Porch |
| Cooling System | None |
|---|
| Street Address | 407 WILLIS AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95126-3651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | MAP A1 854 |
| Legal Subdivision | THORNE |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 500800 |
407 Willis Ave is held in a trust since January 2018.
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12768 ARROYO DE ARGUELLO, SARATOGA, CA 95070-3706 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 1, 2023 | Intrafamily Transfer, Transfer |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 31, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 23, 2017 | Grant Deed, Transfer · Conventional Mortgage LUVARA ROBERT LIVING TR (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on File |
| Deed Sale | Jun 23, 2017 · Amount on File |
| Deed Document Number | 201723682209 |
| Last Transfer Date | Jan 23, 2018 |
| Transfer Doc | 0023858939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 1, 2023 |
| Property Address | 407 WILLIS AVE, SAN JOSE, CA 95126-3651 |
| Document Number | 0025432048 |
| Map Reference | MB I PG 145 |
| Instrument Date | Jan 29, 2023 |
| Instrument | 25432048 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12768 ARROYO DE ARGUELLO, SARATOGA, CA 95070-3706 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 407 WILLIS AVE, SAN JOSE, CA 95126-3651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 12768 ARROYO DE ARGUELLO, SARATOGA, CA 95070-3706 |
| Document Number | 0024738914 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 24738914 |
| Name | NEW WAVE LENDING GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 407 WILLIS AVE, SAN JOSE, CA 95126-3651 |
| Document Number | 0024396257 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 12768 ARROYO DE ARGUELLO SARATOGA CA 950703706, SARATOGA, CA 95070-3706 |
| Document Number | 0024396257 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 24396257 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 31, 2018 |
| Property Address | 407 WILLIS AVE, SAN JOSE, CA 95126-3651 |
| Document Number | 0023858939 |
| Map Reference | MB I PG145 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 23858939 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 407 WILLIS AVE, SAN JOSE, CA 95126-3651 |
| Document Number | 0023858940 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 23858940 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 23, 2017 |
| Property Address | 407 WILLIS AVE, SAN JOSE, CA 95126-3651 |
| Document Number | 0023682209 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 23682209 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $566.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 12768 ARROYO DE ARGUELLO SARATOGA CA 950703706, SARATOGA, CA 95070-3706 |
| Document Number | 23682210 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 23682210 |
| Name | LUVARA ROBERT LIVING TR (PT) |
|---|---|
| Address | 65 GRANITE ST, ASHLAND, OR 97520-2751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $609,649 (+2%) Land $457,179 Building $152,470 | |
| 2025 | $8,761.00 (+7.7%) | $597,696 (+4.04%) Land $448,215 Building $149,481 |
| 2023 | $8,135.00 (+0.86%) | $574,488 Land $430,811 Building $143,677 |
| 2022 | $8,066.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 407 Willis Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 Willis Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, Sail Internet, Sonic Telecom, T-Mobile, Verizon.
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