404 Walnut St, Franklin, VA 23851 Property Records

Franklin City property record for 404 Walnut St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1997
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Tax Bill	$1,307 (2026)
Deeds & Mortgages	Apr 2007 Mortgage May 2007 Mortgage
APN	`123 187 7`

Property Details

APN / Parcel Number

Primary APN	`123 187 7`
Alternative APN	`2135`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,098 sqft
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Terrain	Wooded
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2135
Street Address	404 WALNUT ST
City	FRANKLIN
State	VA
Zip	23851-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 7 WALNUT STREET MARTHA J RAWLS ESTATE 123-(187)-7
Legal Subdivision	MARTHA J RAWLS ESTATE
Legal Lot Number	7
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1016
Census Tract	90200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Historic District listed 1985 · 225 contributing resources · NRIS 85000988

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 WALNUT ST, FRANKLIN, VA 23851-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2007	Deed of Trust, Mortgage · USDA Mortgage USDA
May 11, 2007	Deed of Trust, Mortgage · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	404 WALNUT ST, FRANKLIN, VA 23851-2035
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/1448
Date	Apr 6, 2007
Book Page	700/1448

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	397 Months
Due	May 6, 2040

Interest

Rate Type	Fixed Rate

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	404 WALNUT ST, FRANKLIN, VA 23851-2035
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/2023
Date	May 11, 2007
Book Page	700/2023

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Apr 5, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,307.00 (+25.79%)	$126,900 (+25.77%) Land $21,500 Building $105,400	$126,900 (+25.77%) Land $21,500 Building $105,400
2025	$1,039.00 (+70.89%)	$100,900 (+61.44%) Land $21,500 Building $79,400	$100,900 (+61.44%) Land $21,500 Building $79,400
2023		$62,500 Land $15,400 Building $47,100	$62,500 Land $15,400 Building $47,100
2019	$608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	53 (1992–2016)
Claims Outside the SFHA	16 of 53
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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