McLean County property record for 407 W Chestnut St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,664 sqft · built 1925 |
| Lot Size | 0.75 acres (3,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $594,000 (Jun 2012) |
| Tax Bill | $2,712 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04-109-013 |
| Primary APN | 21-04-109-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 3,260 sqft (0.75 acres) |
| Lot Dimensions | 66 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Porch | Open Frame Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 407 W CHESTNUT ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALLIN GRIDLEY & PRICKETTS ADD W1/2 LOT 10 BLK 9 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 04 |
| Legal Subdivision | ALLIN GRIDLEY & PRICKETTS ADD |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1303 |
407 W Chestnut St is owned by two individuals who bought it in June 2012.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 E GROVE ST, BLOOMINGTON, IL 61701-4210 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on File |
| Deed Sale | Jun 26, 2012 · Amount on File |
| Prior Sale | Apr 8, 2010 · Amount on File |
| Deed Document Number | 201215789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 407 W CHESTNUT ST, BLOOMINGTON, IL 61701-2916 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000000680 |
|---|---|
| Date | Jan 11, 2020 |
| Instrument | 2020-00000680 |
| Name | FIRST FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 3, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,432 Land $3,582 Building $32,850 | $109,296 Land $10,746 Building $98,550 | |
| 2024 | $2,712.00 (+0.26%) | ||
| 2023 | $2,705.00 (+23.12%) | $32,371 (+25.19%) Land $3,183 Building $29,188 | $97,113 (+25.19%) Land $9,549 Building $87,564 |
| 2022 | $2,197.00 | $25,857 Land $2,543 Building $23,314 | $77,571 Land $7,629 Building $69,942 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 407 W Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 407 W Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Pavlov Media, Watch TV.
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