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403 W Chestnut St, Bloomington, IL 61701 Property Records

McLean County property record for 403 W Chestnut St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,045 sqft · built 1925
Lot Size0.99 acres (4,298 sqft)
Owner2 Individual Names on File
Tax Bill$2,491 (2024)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21-04-109-015

Property Details

APN / Parcel Number

Primary APN21-04-109-015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,045 sqft Living Area
1st Floor Area1,216 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area4,298 sqft (0.99 acres)
Lot Dimensions87 ft deep x 46 ft wide
View / LotLake Front
PorchOpen Frame Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address403 W CHESTNUT ST
CityBLOOMINGTON
StateIL
Zip61701-2916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionALLIN GRIDLEY & PRICKETTS ADD W1/2 S21 LOT 8 & W1/2 LOT 9 BLK 9
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionALLIN GRIDLEY & PRICKETTS ADD
Legal Block9
Legal Lot Number8,9
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2011
Census Tract1303

Owner

403 W Chestnut St is owned by two individuals who acquired it in June 2016.

Source: McLean County records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address3108 CUMBRIA DR, BLOOMINGTON, IL 61704-1212
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2016
Deed SaleJun 14, 2016
Deed Document Number201610480
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address403 W CHESTNUT ST, BLOOMINGTON, IL 61701-2916
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyFTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 CUMBRIA DR, BLOOMINGTON, IL 61704-1212

Mortgage

Document Number202200002092
DateJan 31, 2022
Instrument2022-00002092
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,460 Land $7,421 Building $26,039$100,380 Land $22,263 Building $78,117
2024$2,491.00 (+0.28%)
2023$2,484.00$29,731 Land $6,594 Building $23,137$89,193 Land $19,782 Building $69,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 W Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 W Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Pavlov Media.

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