407 W 3rd St, Sumner, IA 50674 Property Records

Bremer County property record for 407 W 3rd St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,666 sqft · built 1890
Lot Size0.226 acres (9,845 sqft)
Owner2 Individual Names on Record
Last Sale$91,000 (Oct 2015)
Tax Bill$1,732 (2025)
Flood ZoneZone X (minimal risk)
APN04-23-481-010

Property Details

APN / Parcel Number

Primary APN04-23-481-010

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,666 sqft Living Area
1st Floor Area880 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,845 sqft (0.226 acres)
Lot Dimensions149 ft deep x 66 ft wide
Garage TypeDetached
Garage Area1,320 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area140 sqft
Deck Area280 sqft
Patio Area418 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address407 W 3RD ST
CitySUMNER
StateIA
Zip50674-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-93-11 KOERTH LOT 4
Legal Range11W
Legal Township93N
Legal Section23
Legal SubdivisionKOERTH'S SUBD
Legal Lot Number4
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1016
Census Tract4700

Owner

Source: Bremer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 W 3RD ST, SUMNER, IA 50674-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2015 · Amount on Record
Deed SaleOct 19, 2015 · Amount on Record
Deed Document Number20154461
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,732.00 (+38.56%) Homeowner's exemption$140,120 (+41.48%) Land $13,730 Building $126,390$140,120 (+41.48%) Land $13,730 Building $126,390
2023$99,040 Land $12,010 Building $87,030$99,040 Land $12,010 Building $87,030
2022$1,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2004–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people · EPA ID IA0970006
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Hawkeye Telephone
Fiber
1,000 / 1,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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