404 W 3rd St, Sumner, IA 50674 Property Records

Bremer County property record for 404 W 3rd St, Sumner, IA 50674 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,396 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2018)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-479-012`

Property Details

APN / Parcel Number

Primary APN	`04-23-479-012`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	964 sqft
Basement Area	964 sqft
Finished Basement	100 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	1,328 sqft
Parking Spaces	5 Parking Spaces
Deck Area	60 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	404 W 3RD ST
City	SUMNER
State	IA
Zip	50674-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-93-11 A P SE SE W 1/2 LOT 59
Legal Range	11W
Legal Township	93N
Legal Section	23
Legal Subdivision	AUDITOR SUBD SE1/4 SEC 23 - SUMNER
Legal Block	93
Legal Lot Number	59
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1013
Census Tract	4700

Owner

Source: Bremer County records · APN 04-23-479-012

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 W 3RD ST, SUMNER, IA 50674-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2018941
Deed Book / Page	2018 / 941
Last Transfer Date	May 30, 2025
Transfer Doc	0020251717
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Mar 16, 2018
Property Address	404 W 3RD ST, SUMNER, IA 50674-1320
Document Number	002018/941
Book / Page	2018 / 941
Instrument Date	Mar 15, 2018
Instrument	20180941
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24456 150TH ST, SUMNER, IA 50674-7518

Mortgage

Document Number	0000002018/0000001099
Date	Apr 02, 2018
Book Page	0000002018/0000001099
Instrument	20181099

Lender

Name	NORTHEAST SECURITY BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 Homeowner's exemption	$179,270 (+12.25%) Land $13,200 Building $166,070	$179,270 (+12.25%) Land $13,200 Building $166,070
2024	$1,980.00 (-3.7%)
2023		$159,710 Land $11,550 Building $148,160	$159,710 Land $11,550 Building $148,160
2022	$2,056.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170047001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 3 of 5 on primary residences
Nearby Flood Claims	12 (2004–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2025, rainfall accumulation
Flood Events	Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Jul 2017), 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.