Ogle County property record for 407 W 3rd St, Byron, IL 61010
| Property Type | Single Family Home |
|---|---|
| Details | 2,250 sqft · built 1910 |
| Lot Size | 0.248 acres (10,835 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jun 2023) |
| Tax Bill | $6,291 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-230-011 |
| Primary APN | 05-31-230-011 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,250 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 10,835 sqft (0.248 acres) |
| Lot Dimensions | 180 ft deep x 58.3 ft wide |
| Street Address | 407 W 3RD ST |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-9491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 2 BLK 56 KNOWLTONS ADD CITY BYRON |
| Legal Subdivision | KNOWLTONS ADD |
| Legal Block | 56 |
| Legal Lot Number | 2 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 961700 |
Source: Ogle County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 W 3RD ST, BYRON, IL 61010-9491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit BYRON BANK |
| Oct 6, 2021 | Intrafamily Transfer, Transfer |
| Jan 27, 2020 | Loan Modification, Mortgage · FHA Mortgage WINTRUST MTG |
| Apr 24, 2017 | Warranty Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on Record |
| Deed Sale | Jun 5, 2023 · Amount on Record |
| Prior Sale | Apr 24, 2017 · Amount on Record |
| Deed Document Number | 20232328 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 0000007337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jun 5, 2023 |
| Property Address | 407 W 3RD ST, BYRON, IL 61010-9491 |
| Document Number | 0000002328 |
| Map Reference | BK A PG 182 |
| Instrument Date | May 30, 2023 |
| Instrument | 202302328 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 407 W 3RD ST, BYRON, IL 61010-9491 |
| Document Number | 0000002329 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 202302329 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 407 W 3RD ST, BYRON, IL 61010-9491 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | KO |
| Name | Verified Name |
|---|
| Document Number | 0000006390 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 202206390 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Oct 6, 2021 |
| Property Address | 407 W 3RD ST, BYRON, IL 61010-9491 |
| Document Number | 0000007337 |
| Map Reference | BK A PG 182 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 202107337 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 407 W 3RD ST, BYRON, IL 61010-9491 |
| Document Number | 0000004990 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Address | 407 W 3RD ST BYRON IL 610109491, BYRON, IL 61010-9491 |
| Document Number | 0000004990 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 4990 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Apr 24, 2017 |
| Property Address | 407 W 3RD ST, BYRON, IL 61010-9491 |
| Document Number | 0000002228 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2228 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 407 W 3RD ST BYRON IL 610109491, BYRON, IL 61010-9491 |
| Document Number | 2229 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2229 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Byron City |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,291.00 (+45.52%) | $82,340 (+16.21%) Land $11,796 Building $70,544 | $247,020 (+16.21%) Land $35,388 Building $211,632 |
| 2023 | $70,852 (+25.58%) Land $10,150 Building $60,702 | $212,556 (+25.58%) Land $30,450 Building $182,106 | |
| 2022 | $4,323.00 | $56,420 Land $9,413 Building $47,007 | $169,260 Land $28,239 Building $141,021 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2002–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 3,784 people · EPA ID IL1410100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
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