401 W 3rd St, Byron, IL 61010 Property Records

Ogle County property record for 401 W 3rd St, Byron, IL 61010

Property Summary

Property TypeSingle Family Home
Details1,908 sqft
Lot Size0.141 acres (6,155 sqft)
Owner2 Individual Names on Record
Last Sale$147,000 (Apr 2020)
Tax Bill$4,284 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-31-230-013

Property Details

APN / Parcel Number

Primary APN05-31-230-013

Interior

Stories2 Stories
Building Area1,908 sqft Living Area

Exterior

Lot Area6,155 sqft (0.141 acres)
Lot Dimensions105 ft deep x 58 ft wide

Location & Zoning

Street Address401 W 3RD ST
CityBYRON
StateIL
Zip61010-9491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 1 EX N 75FT BLK 56 KNOWLTONS ADD CITY BYRON
Legal SubdivisionKNOWLTONS ADD
Legal Block56
Legal Lot Number1
JurisdictionOGLE IL
Township / Civil DivisionBYRON
Census Block Group3
Census Block3057
Census Tract961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 W 3RD ST, BYRON, IL 61010-9491
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Executor's Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 7, 2020Warranty Deed, Transfer · Conventional Mortgage
STILLMAN BANCORP
Jun 28, 2018Warranty Deed, Transfer · Conventional with PMI
HOLCOMB BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2020 · Amount on Record
Deed SaleApr 7, 2020 · Amount on Record
Prior SaleFeb 19, 2016
Deed Document Number20201984
Prior Transfer DateJun 3, 2014
Prior Transfer Doc0000002949
Record UpdatedJun 8, 2026

January 2026: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionOGLE IL
Recording DateJan 2, 2026
Property Address401 W 3RD ST, BYRON, IL 61010-9491
Document Number0000000014
Instrument DateDec 31, 2025
Instrument202600014
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$298.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2818 E BRECKENRIDGE DR, BYRON, IL 61010-9188

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address401 W 3RD ST, BYRON, IL 61010-9491

Mortgage

Document Number0000000015
DateJan 2, 2026
Instrument202600015
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056
Interest
Rate TypeFixed Rate
Rate6.13%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateApr 7, 2020
Property Address401 W 3RD ST, BYRON, IL 61010-9491
Document Number0000001984
Instrument DateMar 25, 2020
Instrument1984
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyNORTHERN LAND TITLE CORPORATION, NLT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$221.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W 3RD ST BYRON IL 610109491, BYRON, IL 61010-9491

Mortgage

Document Number1985
DateApr 7, 2020
Instrument1985
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressSTILLMAN VALLEY, IL 61084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 6, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJun 28, 2018
Property Address401 W 3RD ST, BYRON, IL 61010-9491
Document Number0000003465
Instrument DateJun 1, 2018
Instrument3465
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address401 W 3RD ST BYRON IL 610109491, BYRON, IL 61010-9491

Mortgage

Document Number3466
DateJun 28, 2018
Instrument3466
Lender
NameHOLCOMB BK
AddressHOLCOMB, IL 61043
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 27, 2033
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityByron City
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,284.00 (+7.75%)$57,980 (+10.48%) Land $6,880 Building $51,100$173,940 (+10.48%) Land $20,640 Building $153,300
2024$3,976.00 (+15.15%)$52,480 (+5.19%) Land $6,227 Building $46,253$157,440 (+5.19%) Land $18,681 Building $138,759
2023$49,891 Land $5,920 Building $43,971$149,673 Land $17,760 Building $131,913
2022$3,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2002–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBYRON
serves 3,784 people · EPA ID IL1410100
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AaroBand
Fixed Wireless
100 / 50

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