Whatcom County property record for 407 W 1st St, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,392 sqft · built 1965 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (May 2022) |
| Tax Bill | $3,662 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 400430-085018-0000 |
| Primary APN | 400430-085018-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 1,392 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Carport |
| Garage Area | 1,054 sqft |
| Carport | Carport |
| Carport Area | 1,054 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 230 sqft |
| Storage Building | 294 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 139393 |
|---|---|
| Street Address | 407 W 1ST ST |
| City | EVERSON |
| State | WA |
| Zip | 98247-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | BLANKERS FIRST ADD TO EVERSON LOT 4 BLK 3-AS DESC AF 817103-TOG WI VAC E 1/2 ALLEY ABTG ON W-VAC N 1/2 ALLEY ABTG ON S AS VAC AF 1012312 8/1966 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 30 |
| Legal Subdivision | BLANKERS FIRST ADD TO EVERSON |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10202 |
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 W 1ST ST, EVERSON, WA 98247-9374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Apr 26, 2021 | Special Warranty Deed, Transfer |
| Jan 10, 2020 | Court-Ordered Deed, Foreclosure OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 20222406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 23, 2022 |
| Property Address | 407 W 1ST ST, EVERSON, WA 98247-9374 |
| Document Number | 0000502406 |
| Map Reference | VOL 8 PG 23 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022-0502406 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,045.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 W 1ST ST, EVERSON, WA 98247-9374 |
| Document Number | 0000502407 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-0502407 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 26, 2021 |
| Property Address | 407 W 1ST ST, EVERSON, WA 98247-9374 |
| Document Number | 0000404535 |
| Map Reference | VOL 8 PG 23 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021-0404535 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,181.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637 |
| Name | Verified Name |
|---|---|
| Address | 478 E WISER LAKE RD, LYNDEN, WA 98264-9454 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 10, 2020 |
| Property Address | 407 W 1ST ST, EVERSON, WA 98247-9374 |
| Document Number | 2200101081 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 101081 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 31, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,662.00 (+26.19%) | $402,574 (+19.7%) Land $188,100 Building $214,474 | $402,574 (+19.7%) Land $188,100 Building $214,474 |
| 2022 | $336,327 Land $124,096 Building $212,231 | $336,327 Land $124,096 Building $212,231 | |
| 2021 | $2,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 126 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 131 units insured incl. 5 condo units |
| Nearby Flood Claims | 123 (2020–2025) |
| Claims Outside the SFHA | 6 of 123 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERSON serves 3,893 people · EPA ID WA5324200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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