Whatcom County property record for 406 W 1st St, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1966 |
| Lot Size | 0.268 acres (11,696 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $446,500 (Dec 2021) |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 587597 |
| Primary APN | 587597 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 11,696 sqft (0.268 acres) |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 280 sqft |
| Patio Area | 580 sqft |
| Storage Building | 240 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 50839 |
|---|---|
| Street Address | 406 W 1ST ST |
| City | EVERSON |
| State | WA |
| Zip | 98247-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | BLANKER'S FIRST ADD TO EVERSON W 66 FT OF LOT 8-ALL LOT 9 BLK 2-TOG WI VAC E 1/2 ALLEY ABTG LOT 9 AS VAC AF 1012312 8/1966 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 30 |
| Legal Subdivision | EVERSON |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10202 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 W 1ST ST, EVERSON, WA 98247-9374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Nov 22, 2019 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Nov 22, 2019 · Amount on Record |
| Deed Document Number | 2021-1202832 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 17, 2021 |
| Property Address | 406 W 1ST ST, EVERSON, WA 98247-9374 |
| Document Number | 0001202832 |
| Map Reference | VOL 8 PG 23 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021-1202832 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,149.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 W 1ST ST, EVERSON, WA 98247-9374 |
| Investor | Possibly a Property Investor |
| Document Number | 0001202833 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-1202833 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 406 W 1ST ST, EVERSON, WA 98247-9374 |
| Document Number | 2201002968 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 406 W 1ST ST EVERSON WA 982479374, EVERSON, WA 98247-9374 |
| Document Number | 2201002968 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 1002968 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 22, 2019 |
| Property Address | 406 W 1ST ST, EVERSON, WA 98247-9374 |
| Document Number | 2191103162 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 1103162 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,879.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 406 W 1ST ST EVERSON WA 982479374, EVERSON, WA 98247-9374 |
| Document Number | 2191103163 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 1103163 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,989.00 (+27.61%) | $433,519 (+19.44%) Land $188,100 Building $245,419 | $433,519 (+19.44%) Land $188,100 Building $245,419 |
| 2022 | $362,959 Land $124,096 Building $238,863 | $362,959 Land $124,096 Building $238,863 | |
| 2021 | $3,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 126 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 131 units insured incl. 5 condo units |
| Nearby Flood Claims | 123 (2020–2025) |
| Claims Outside the SFHA | 6 of 123 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERSON serves 3,893 people · EPA ID WA5324200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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