407 W 12th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 407 W 12th St, Dell Rapids, SD 57022

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,217 sqft · built 2007
Lot Size0.361 acres (15,725 sqft)
Owner2 Trust Names on Record
Last Sale$473,500 (Nov 2023)
Tax Bill$5,765 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-04-09-114-001-000

Property Details

APN / Parcel Number

Primary APN01-04-09-114-001-000
Alternative APN
  • 81181

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,217 sqft Finished Area
1st Floor Area1,216 sqft
Basement Area1,212 sqft
Finished Basement1,177 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,725 sqft (0.361 acres)
Lot Dimensions157 ft deep x 99.9 ft wide
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area165 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number81181
Street Address407 W 12TH ST
CityDELL RAPIDS
StateSD
Zip57022-1663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 1 TIMBER RIDGE ADDITION TO THE CITY OF DELL RAPIDS
Legal SubdivisionTIMBER RIDGE ADDITION
Legal Block1
Legal Lot Number7
JurisdictionMINNEHAHA SD
Township / Civil DivisionDELL RAPIDS
Census Block Group3
Census Block3019
Census Tract10102

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address407 W 12TH ST, DELL RAPIDS, SD 57022-1663
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNATIONAL BANK & TRUST
Nov 3, 2023Warranty Deed, Transfer · Conventional Mortgage
LEVO FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2023 · Amount on Record
Deed SaleNov 3, 2023 · Amount on Record
Prior SaleSep 25, 2013 · Amount on Record
Deed Book / Page622-D / 889
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address407 W 12TH ST, DELL RAPIDS, SD 57022-1663
Transaction TypeMortgage
Record UpdatedMay 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 W 12TH ST, DELL RAPIDS, SD 57022-1663

Mortgage

Document Number002013/604
DateMar 27, 2026
Book Page2013/604
Instrument154808
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
Address2150 21ST AVE NW, MINOT, ND 58703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateNov 3, 2023
Property Address407 W 12TH ST, DELL RAPIDS, SD 57022-1663
Document NumberDEEDS622/889
Book / PageDEEDS622 / 889
Instrument DateOct 31, 2023
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$473.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1009 BIRDIE DR, DELL RAPIDS, SD 57022-2119

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address407 W 12TH ST, DELL RAPIDS, SD 57022-1663

Mortgage

Document Number0001977245
DateNov 3, 2023
Instrument1977/245
Lender
NameLEVO FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalityDell Rapids City
Unified School DistrictDell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,193 (+6.28%) Land $50,439 Building $399,754$450,193 Land $50,439 Building $399,754
2025$5,765.00$423,600 (-4.4%) Land $51,000 Building $372,600
2024$5,765.00 (+21.93%)$443,100 (+41.34%) Land $33,000 Building $410,100
2022$4,728.00$313,500 Land $33,000 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimSep 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELL RAPIDS
serves 3,633 people · EPA ID SD4600105
Water SourcePurchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State InspectionAug 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Golden West Telecommunications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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