403 W 12th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 403 W 12th St, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,348 sqft · built 2007
Lot Size	0.299 acres (13,046 sqft)
Owner	2 Trust Names on File
Last Sale	$265,000 (Mar 2015)
Tax Bill	$5,657 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-09-114-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-114-008-000`
Alternative APN	`81179`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,348 sqft Finished Area
1st Floor Area	1,394 sqft
Basement Area	1,558 sqft
Finished Basement	1,106 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,046 sqft (0.299 acres)
Lot Dimensions	155 ft deep x 84 ft wide
Garage Type	Mixed
Garage Area	1,164 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	94 sqft
Patio Area	1,084 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	81179
Street Address	403 W 12TH ST
City	DELL RAPIDS
State	SD
Zip	57022-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 1 TIMBER RIDGE ADDITION TO THE CITY OF DELL RAPIDS
Legal Subdivision	TIMBER RIDGE ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	3
Census Block	3019
Census Tract	10102

Owner

Source: Minnehaha County assessment roll, APN 01-04-09-114-008-000, as of July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	403 W 12TH ST, DELL RAPIDS, SD 57022-1663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	2015506383
Deed Book / Page	561 / 391
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	001773/590
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	403 W 12TH ST, DELL RAPIDS, SD 57022-1663
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1888MTG/873
Date	Jun 22, 2020
Book Page	1888 MTG/873

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll as of July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,657.00	$415,800 (-21.47%) Land $42,500 Building $373,300
2024	$5,657.00 (-4.17%)	$529,500 (+35.28%) Land $31,100 Building $498,400
2022	$5,903.00	$391,400 Land $31,100 Building $360,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990101023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 122 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600105, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DELL RAPIDS serves 3,633 people
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.