407 Vancroft Pl, O Fallon, IL 62269 Property Records

St. Clair County property record for 407 Vancroft Pl, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,466 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (May 2017)
Tax Bill	$7,608 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
APN	`04-27-0-103-021`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-103-021`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,466 sqft Living Area
Basement Area	1,466 sqft
Unfinished Basement	1,466 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	7,841 sqft (0.18 acres)
Garage Area	418 sqft
Porch	Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	407 VANCROFT PL
City	O FALLON
State	IL
Zip	62269-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS OF BRAESWOOD LOT 2 IN A02537772
Legal Subdivision	VILLAS OF BRAESWOOD
Legal Block	103
Legal Lot Number	2
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2091
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 VANCROFT PL, O FALLON, IL 62269-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Deed Document Number	20172537772
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 24, 2017
Property Address	407 VANCROFT PL, O FALLON, IL 62269-4145
Document Number	00A2537772
Instrument Date	May 23, 2017
Instrument	2537772
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2017
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 VANCROFT PL O FALLON IL 622694145, O FALLON, IL 62269-4145

Mortgage

Document Number	A2537773
Date	May 24, 2017
Instrument	2537773

Lender

Name	THE BANK OF EDWARDSVILLE
Address	330 W VANDALIA ST, EDWARDSVILLE, IL 62025-1911

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,608.00	$116,555 (+35.91%) Land $16,707 Building $99,848	$349,665 (+35.91%) Land $50,121 Building $299,544
2022		$85,757 Land $12,436 Building $73,321	$257,271 Land $37,308 Building $219,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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