402 Vancroft Pl, O Fallon, IL 62269 Property Records

St. Clair County property record for 402 Vancroft Pl, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2,932 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$255,667 (Dec 2019)
Tax Bill	$7,605 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
APN	`04-27-0-104-077`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-104-077`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Porch	Porch
Porch Area	90 sqft

Location & Zoning

Street Address	402 VANCROFT PL
City	O FALLON
State	IL
Zip	62269-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS OF BRAESWOOD PT LOT 17 DOC A02635749
Legal Subdivision	VILLAS OF BRAESWOOD
Legal Lot Number	17
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2091
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 VANCROFT PL, O FALLON, IL 62269-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	20192635749
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 10, 2019
Property Address	402 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2635749
Instrument Date	Dec 6, 2019
Instrument	2635749
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	402 VANCROFT PL O FALLON IL 622694144, O FALLON, IL 62269-4144

Mortgage

Document Number	A2635750
Date	Dec 10, 2019
Instrument	2635750

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2034

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,605.00	$116,510 (+34.34%) Land $11,154 Building $105,356	$349,530 (+34.34%) Land $33,462 Building $316,068
2022		$86,727 Land $8,303 Building $78,424	$260,181 Land $24,909 Building $235,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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