Cook County property record for 407 Tracy Ter, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,338 sqft · built 1977 |
| Lot Size | 0.193 acres (8,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Oct 2018) |
| Tax Bill | $8,881 (2023) |
| Deeds & Mortgages | Aug 2023 Transfer Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07-224-013 |
| Primary APN | 09-07-224-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,415 sqft (0.193 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 407 TRACY TER |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | CONRAD MOEHLINGS |
| Legal Lot Number | 59 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 806103 |
407 Tracy Ter is owned and occupied by two individuals who acquired it in June 2023.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 TRACY TER, DES PLAINES, IL 60016-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 19, 2020 | Deed of Trust, Mortgage HUNTINGTON NAT'L BK |
| Oct 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Deed Document Number | 201846063 |
| Last Transfer Date | Jun 14, 2023 |
| Transfer Doc | 0000013354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 16, 2023 |
| Property Address | 407 TRACY TER, DES PLAINES, IL 60016-1011 |
| Document Number | 0022813354 |
| Map Reference | DOC 2932505 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2322813354 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 TRACY TER, DES PLAINES, IL 60016-1011 |
| Name | Verified Name |
|---|---|
| Address | 407 TRACY TER, DES PLAINES, IL 60016-1011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 407 TRACY TER, DES PLAINES, IL 60016-1011 |
| Document Number | 2009803170 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 407 TRACY TER DES PLAINES IL 600161011, DES PLAINES, IL 60016-1011 |
| Document Number | 2009803170 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 9803170 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Rate | 3.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 3, 2018 |
| Property Address | 407 TRACY TER, DES PLAINES, IL 60016-1011 |
| Document Number | 1827646063 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 27646063 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 407 TRACY TER DES PLAINES IL 600161011, DES PLAINES, IL 60016-1011 |
| Document Number | 1827646064 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 27646064 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,000 Land $10,098 Building $30,902 | $410,000 Land $100,980 Building $309,020 | |
| 2023 | $8,881.00 (+2.79%) | ||
| 2022 | $8,640.00 (+8.83%) Homeowner's exemption | $37,000 (+26.89%) Land $8,415 Building $28,585 | $370,000 (+26.89%) Land $84,150 Building $285,850 |
| 2021 | $7,939.00 Homeowner's exemption | $29,160 Land $6,521 Building $22,639 | $291,600 Land $65,210 Building $226,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Tracy Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 Tracy Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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