404 Tracy Ter, Des Plaines, IL 60016 Property Records

Cook County property record for 404 Tracy Ter, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,290 sqft · built 1977
Lot Size	0.164 acres (7,125 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Mar 2026)
Tax Bill	$9,936 (2023)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-07-212-020`

Property Details

APN / Parcel Number

Primary APN	`09-07-212-020`
Alternative APN	`09-07-212-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,125 sqft (0.164 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	404 TRACY TER
City	DES PLAINES
State	IL
Zip	60016-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	41N
Legal Section	07
Legal Subdivision	WINDY POINT
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	1
Census Block	1003
Census Tract	806103

Owner

404 Tracy Ter is owned and occupied by an individual who bought it in March 2026.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 TRACY TER, DES PLAINES, IL 60016-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Feb 11, 2004 · Amount on File
Deed Document Number	20267029
Prior Transfer Date	Jun 30, 2002
Prior Transfer Doc	0000093840
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 5, 2026
Property Address	404 TRACY TER, DES PLAINES, IL 60016-1012
Document Number	0006407029
Instrument Date	Feb 27, 2026
Instrument	2606407029
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 TRACY TER, DES PLAINES, IL 60016-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 TRACY TER, DES PLAINES, IL 60016-1012

Mortgage

Document Number	0007531143
Date	Mar 5, 2026
Instrument	2607531143

Lender

Name	MATT CALABRESE GENERATION TRUST
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	107 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 Land $8,550 Building $43,450	$520,000 Land $85,500 Building $434,500
2023	$9,936.00 (+2.76%)
2022	$9,669.00 Homeowner's exemption	$41,000 Land $7,125 Building $33,875	$410,000 Land $71,250 Building $338,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Tracy Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Tracy Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20