407 Summit Rd, Richmond, MA 01254 Property Records

Berkshire County and Richmond Town property record for 407 Summit Rd, Richmond, MA 01254

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1973
Lot Size	2.52 acres (110,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Aug 2022)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer + 1 more
APN	`RICH M:4050 B:0063 L:20000`

Property Details

APN / Parcel Number

Primary APN	`RICH M:4050 B:0063 L:20000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	1,482 sqft
Unfinished Basement	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	110,076 sqft (2.52 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	407 SUMMIT RD
City	RICHMOND
State	MA
Zip	01254-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-C
Legal Block	63
Legal Lot Number	20000
Jurisdiction	RICHMOND MA
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3026
Census Tract	935100

Owner

Source: Berkshire County and Richmond Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SUMMIT RD, RICHMOND, MA 01254-5140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Aug 29, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Dec 15, 1992 · Amount on Record
Deed Document Number	20221001482
Deed Book / Page	7265 / 189
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	007265-181
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND MA
Recording Date	Aug 29, 2022
Property Address	407 SUMMIT RD, RICHMOND, MA 01254-5140
Document Number	007265-189
Book / Page	7265 / 189
Instrument Date	Aug 26, 2022
Instrument	1001482
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0001001483
Date	Aug 29, 2022
Instrument	1001483

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Sep 1, 2029
Max Rate At Change	3%
Index	5-Year CMT
Margin	3

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND MA
Recording Date	Aug 29, 2022
Property Address	407 SUMMIT RD, RICHMOND, MA 01254-5140
Document Number	007265-181
Book / Page	7265 / 181
Instrument Date	Aug 18, 2022
Instrument	1001480
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SUMMIT RD, RICHMOND, MA 01254-5140

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND MA
Recording Date	Nov 9, 2021
Property Address	407 SUMMIT RD, RICHMOND, MA 01254-5140
Document Number	7054-294
Book / Page	7054 / 294
Instrument Date	Nov 8, 2021
Instrument	986976
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	650 E WASHINGTON RD, HINSDALE, MA 01235

Tax Assessment & Valuation

Source: Berkshire County and Richmond Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Richmond Town
Elementary School District	Richmond School District (PK - 08)
Secondary School District	Pittsfield School District in Richmond (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,479.00 (+1.77%)	$453,300 (+0.22%) Land $155,000 Building $298,300	$502,531
2024	$4,401.00 (-2.57%)	$452,300 (+6.75%) Land $148,700 Building $303,600
2023	$4,517.00	$423,700 Land $170,500 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Richmond Telephone Fiber	1,000 / 200

Cell Coverage

4G LTE only, no 5G reported

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