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178 Summit Rd, Richmond, MA 01254 Property Records

Berkshire County and Richmond Town property record for 178 Summit Rd, Richmond, MA 01254 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,086 sqft · built 1970
Lot Size2.6 acres (113,256 sqft)
Owner2 Individual Names on File
Last Sale$219,500 (Jun 2018)
Tax Bill$3,925 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jan 2020 Mortgage
+ 1 more
APNRICH M:4050 B:0101 L:00000

Property Details

APN / Parcel Number

Primary APNRICH M:4050 B:0101 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,086 sqft Living Area
1st Floor Area1,086 sqft
Basement Area968 sqft
Unfinished Basement968 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area113,256 sqft (2.6 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address178 SUMMIT RD
CityRICHMOND
StateMA
Zip01254-5132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block101
JurisdictionRICHMOND MA
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3023
Census Tract935100

Owner

Source: Berkshire County and Richmond Town records · APN RICH M:4050 B:0101 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address178 SUMMIT RD, RICHMOND, MA 01254-5132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 23, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 12, 2018Quit Claim Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2018 · Amount on Record
Deed SaleJun 12, 2018 · Amount on Record
Prior SaleMay 24, 2016
Deed Book / Page6209 / 190
Transfer Doc5747-285
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND MA
Property Address178 SUMMIT RD, RICHMOND, MA 01254-5132
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007233-147
DateJul 14, 2022
Book Page7233/147
Instrument999285
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueAug 01, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND MA
Property Address178 SUMMIT RD, RICHMOND, MA 01254-5132
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6565-184
DateJan 23, 2020
Book Page6565/184
Instrument954164
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 01, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHMOND MA
Recording DateJun 12, 2018
Property Address178 SUMMIT RD, RICHMOND, MA 01254-5132
Document Number6209-190
Book / Page6209 / 190
Instrument925420
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$31.83
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 SUMMIT RD, RICHMOND, MA 01254-5132

Mortgage

Document Number62090195
DateJun 12, 2018
Instrument06209/0195
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2048

Tax Assessment & Valuation

Source: Berkshire County and Richmond Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionRichmond Town
Elementary School DistrictRichmond School District (PK - 08)
Secondary School DistrictPittsfield School District in Richmond (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,925.00 (+2.53%)$397,300 (+0.99%) Land $156,000 Building $241,300
2024$3,828.00 (+32.46%)$393,400 (+45.11%) Land $149,500 Building $243,900
2023$2,890.00$271,100 Land $171,300 Building $99,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250039351003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2021, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Richmond Telephone CompanyFiber1,000 / 200
SpectrumCable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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