407 State St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 407 State St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,866 sqft · built 1920
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on Record
Last Sale$555,000 (Jan 2014)
Tax Bill$9,838 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-90013675

Property Details

APN / Parcel Number

Primary APN06-000-90013675
Alternative APNs
  • 6-000-90013675
  • 00090013675

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,866 sqft Living Area
1st Floor Area722 sqft
Basement Area440 sqft
Finished Basement440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
PorchOpen Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00090013675
Street Address407 STATE ST
CityANNAPOLIS
StateMD
Zip21403-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LTS 25 27 EASTPORT
Legal SubdivisionEASTPORT
Legal Block2
Legal Lot Number25
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2004
Census Tract706302

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 STATE ST, ANNAPOLIS, MD 21403-2423
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Dec 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
TJC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2014 · Amount on Record
Deed SaleJan 15, 2014 · Amount on Record
Prior SaleJun 30, 2004 · Amount on Record
Deed Book / Page26989 / 261
Last Transfer DateOct 19, 2021
Transfer Doc0380820180
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address407 STATE ST, ANNAPOLIS, MD 21403-2423
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0381950395
DateJan 11, 2022
Book Page38195/395
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateDec 15, 2021
Property Address407 STATE ST, ANNAPOLIS, MD 21403-2423
Document Number0380820180
Book / Page38082 / 180
Instrument DateOct 19, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyTITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address407 STATE ST, ANNAPOLIS, MD 21403-2423

Mortgage

Document Number0038082185
DateDec 15, 2021
Instrument38082/185
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$715,000 (+4.15%) Land $434,400 Building $280,600$715,000 (-) Land $434,400 Building $280,600
2025$9,838.00 (+4.04%)$686,533 (+9.04%)$715,000 (+13.56%) Land $434,400 Building $280,600
2024$9,456.00 (+4.59%)
2023$9,041.00$629,600 Land $434,800 Building $194,800$629,600 Land $434,800 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 units insured
incl. 37 condo units
Nearby Flood Claims5 (1979–2003)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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