320 State St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 320 State St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,906 sqft · built 2014
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$925,000 (Oct 2014)
Tax Bill$12,126 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-05763800

Property Details

APN / Parcel Number

Primary APN06-000-05763800
Alternative APNs
  • 600005763800
  • 00005763800

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,906 sqft Living Area
1st Floor Area1,081 sqft
Basement Area800 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area90 sqft
Deck Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00005763800
Street Address320 STATE ST
CityANNAPOLIS
StateMD
Zip21403-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 48 EASTPORT
Legal SubdivisionEASTPORT
Legal Block2
Legal Lot Number48
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract706302

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 STATE ST, ANNAPOLIS, MD 21403-2422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2014 · Amount on Record
Deed SaleOct 23, 2014 · Amount on Record
Deed Book / Page27737 / 77
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address320 STATE ST, ANNAPOLIS, MD 21403-2422
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 STATE ST, ANNAPOLIS, MD 21403-2422

Mortgage

Document Number0386480230
DateApr 26, 2022
Book Page38648/230
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,103,300 (+41.47%) Land $467,400 Building $635,900$1,103,300 (+41.47%) Land $467,400 Building $635,900
2025$12,126.00 (+14.45%)
2023$10,595.00 Homeowner's exemption$779,900 Land $467,400 Building $312,500$779,900 Land $467,400 Building $312,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 units insured
incl. 37 condo units
Nearby Flood Claims5 (1979–2003)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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