407 Smith St, Petal, MS 39465 Property Records

Forrest County property record for 407 Smith St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,188 sqft · built 1964
Lot Size	0.246 acres (10,745 sqft)
Owner	Company Name on Record
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`3-030G-01-023.00`

Property Details

APN / Parcel Number

Primary APN	`3-030G-01-023.00`
Alternative APNs	`161A-0000-001-440.00` `028381` `28381`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,745 sqft (0.246 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	28381
Street Address	407 SMITH ST
City	PETAL
State	MS
Zip	39465-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 505FT S & 40FT E NWC NE1/4 SW1/4 S 85FT E TO CTR LN DITCH NE ALG CTR LN TO A PT E OF BEG W 156.42FT TO POB B484 P559 6/80
Legal Range	13W
Legal Township	04N
Legal Section	01
Legal Block	1
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

Source: Forrest County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	95 HARTFORD HILL RD, PETAL, MS 39465-7600
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage PRIORITYONE BANK
Dec 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Prior Sale	Dec 3, 2019
Deed Document Number	2025877876
Deed Book / Page	1476 / 526
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	407 SMITH ST, PETAL, MS 39465-2751
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002259/182
Date	Dec 4, 2019
Book Page	2259/182
Instrument	798443

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 20, 2039

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Dec 3, 2019
Property Address	407 SMITH ST, PETAL, MS 39465-2751
Document Number	0001327/55
Book / Page	1327 / 55
Instrument Date	Nov 18, 2019
Instrument	798393
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 SMITH ST, PETAL, MS 39465-2751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SMITH ST, PETAL, MS 39465-2751
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00 (+27%)	$8,258 (-81.9%)	$55,050 (+20.67%) Land $6,210 Building $48,840
2023	$1,148.00	$45,620 (+550.51%)	$45,620 (-2.42%) Land $6,210 Building $39,410
2022		$7,013	$46,750 Land $6,210 Building $40,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	40 (1979–2016)
Claims Outside the SFHA	3 of 40
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 4 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, T-Mobile.

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